Hope this has a happy ending!

i've got that card and the only place I had it declined was the M&S website? The fact that the cash point let you take the money out shows you had the money. I always use the cash point to check my balance as it is always more up to date than the Co-op's web site. Perhaps a glitch on their part or y...

Sponge you seem to have some issues. Your comments were completely out of touch with the theme and nature of this entire forum. I have not seen anyone on this forum yet react the way you did to someone diagreeing with you. You were straight on the defensive. The facts are as follows, People on these...

Box of chocolates,,or my favourite cheese and cracker picnic on the living room floor!

MBNA were a big portion of my debt and they didnt vote!

It does fly doesnt it. I think it is because relatively speaking money worries are much less. I know there are problems that crop up as you have mentioned but I cant believe I have got as far as I have,,,,it seems so quick.

Just happy I entered into the IVA

Do you mean you wan to open a bank account for when you start an IVA with someone who is not one of your creditors, if so the Co-op are really good. Dont do it online though, ring them up. I did, I even told them I was in an IVA and they still accepted me. You want the cash minder account and you ge...

Why dont you put 50p a day into a jar until the 14th then WHEN you are accepted you can celebrate with a bottle of wine. You will look forward to putting that 50p in each day and before you know it, things will be on the up

Glad you got approved, i know the relief feeling well.

I had been wondering what had happened to you! I was scouring the forum for you latest post to see if you mentioned the outcome of your creditors meeting!

Congrats!

The other thing to do is realise what you are feeling is natural. It is in a good persons nature to feel bad about owing money and the path you are taking goes against that. You feel bad because you are not paying when you should be. The fact is they are going to be better off getting some money fro...

Awsome, you can relax now knowing you can afford to live again! The stress is over just follow the terms of your IVA and the end will come!

Really happy for you.

I opened the cash minder over the phone and I chatted the guy on the phone and told him I was in an IVA and he said it didnt matter. I was accepted like you and the normal checks went through fine. Dont worry I think it will be fine. If you ring them again you may be able to get an account number an...

Me too!

Not good considering its after 4 now!

Are you still waiting?