Thanks Jan I can enjoy my evening again as I had worked myself up into a bit of a frenzy.
Have a nice evening x

Best of luck brokebryn I really hope it is sorted for you.

Thanks jan and brokebryn. I rent and dont own property so equity is no issue to me. On reading the bankruptcy clause concerns I got in my head that they will bankrupt me anytime for no reason [:I] I do hope I can get through to the end with as little hiccups as possible. Best of luck for your variat...

Bol - thanks for replying. I did think I was probably getting wrong end of the stick and being natural born worrier that i am started thinking the worst. I do hope the equity issue is sorted out for those affected as it is not their fault they are now unable to raise mortgages. To all those who are ...

Hi I've been following this thread. I don't have equity so can't comment on that, however I got my agreement out again after reading others concerns and I too have the exact same wording of the £1500 bankruptcy. What exactly does it mean? I thought it was standard terms and that could only happen if...

Foggy - you do make me laugh. [:D] I like the way the big wigs at the top continue to get rises and us mere mortals continue to get byggar all. But we must be thankful and grateful to get 1% I have to laugh as I won't cry over it that's for sure! Jan - keeping my fingers crossed for you. Have a grea...

Hi jan. No I don't think I will either being public sector. I scan my pay slip every month and send it off so that I won't have any nasty surprises. Interestingly I only started in October and was told I would only have to tell them at annual review about any pay rise and it would only change paymen...

I am with payplan and my agreement is as stated by foggy being one review per year and 50% of surplus will be payable one month after that review. So I guess my question is where would you stand if that is what you signed and agreed to and they now try to change? I would like to add that I have seen...

Happy birthday. Have a great day x

Well done to you both wishing you a smooth ride to debt freedom. Have a great weekend! X

Keeping everything crossed for you. Sure it will be fine. Try and get some sleep you will feel so much better for it. Easier said than done I know. X[:X]

Hi and welcome to the forum.
Well done on making that first call, that was for me probably the hardest part.
Good luck on your journey to becoming debt free.

Just seen this thread. Hope taz is doing well today and well on the road for a full recovery.
Virtual hugs being sent for taz x

Our local authority is the same it only states if you are subject to Bankrupty restrictions.

Good luck to you to sueellen76.
Look forward to positive posts next week.
[:X]