I forgot to mention even though my debts totalled £32k, the IVA was agreed that I paid back just £21k.

How much are you paying a month?

£350.

I have now spoken to my relationship manager, who says she will need to speak to an IP and seek advice.

Been accepted for an IVA this July, with debt of £32k. a while back contacted one of my creditors regarding mis-sold PPI, and finally got a reply today offering me a refund of just short of £15k. of course i contacted my IP, who said they will recieve the refund and i'll get £500, so i asked if it w...