Thank you Melanie - you see - as im just a debt advisor i dont get to see much on what goes on after the pack has arrived back and the proposal, MOC etc... only thing i do is purely give advice based on the situation. The answer you have provided is what i was looking for! great stuff! would also li...

Thank you all for your replies to my thread - im new to this forum. As i stated in my post the message was mainly intended for any IP's in here. Im a debt advisor myself who works for a large organisation which is a member of DEMSA. Last year, when we were giving advice to clients - the debt level f...

this thread nearly baught tears to my eyes! nail biting - sitting on the edge - refreshing the thread - everyone was behind you Roma. Well done! LOVE IT WHEN A PLAN COMES TOGETHER!

Hi there - just a quick question - mainly for the experienced IP's in here. Are IVA's now being accepted at 10k of debt?

Thanks Melanie - Much appreciate it. Which firm do you work for if you dont mind me asking?

Hi, I know how the IVA works but i wanted a bit more in depth knowledge as to how the supervisor fee and the nominee fee is calculated for the fees.(is it a % of the available contribution? etc) Could anyone kindly please shed some light on this? Any info is much appreciated

Hi, I know how the IVA works but i wanted a bit more in depth knowledge as to how the supervisor fee and the nominee fee is calculated for the fees.(is it a % of the available contribution? etc) Could anyone kindly please shed some light on this? Any info is much appreciated