Hi, Just wanted to say thank you all for your kind words, I haven't posted on here that much, although I'm now making more effort, but I've learned so much, and found reassurance that we are not the only ones in this position by reading your posts and advice to others. And it was from looking on her...

Had a call 10 minutes ago, (20 mins early so caught me unprepared) to put us out our misery and tell us our IVA has been approved, they all voted and all said yes! It's the best Christmas present ever.

Good luck with the result. I'm sure it will be a positive outcome x

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by littlefi Good luck all! MBNA were our biggest creditor and they voted yes for us with a fairly low dividend too, so good luck! Thanks Fiona, the silly thing is we're worried because our dividend is hig...

Thanks! Needless to say I've hardly slept a wink, and I know hubby is stressed out. I'm worried we'll be one of the few who don't have good news, it doesn't help when your IP tells you your case is one of the more 'risky' ones! And MBNA are our biggest creditor and I've heard bad things about them. ...

Congratulations! Our meeting's tomorrow, fingers crossed I'll be as happy as you with the result!

Good luck for tomorrow, I know exactly how you're feeling, its our meeting on Wednesday!

Keeping fingers crossed for you, we're in the same boat, our creditors meeting is next Wednesday, so hopefully we'll both have good news!

I'm a seventies child, but remember most of that, oh to be there again, but with the knowledge I've gained now.

I met my sister for lunch today, and I was partly dreading it. To cut a long story short, before the evil MBNA did my legs I borrowed £3000 from my sister to clear my store cards. I was repaying her £160 a month, and am only 4 months in. Hubby didn't want to include then in the IVA, once its up and ...

Thanks for that Oscar, you're right, I think i've just got a bit caried away with thinking I don't need to worry so much, if that makes sense!

Well I thought I'd say hello again, I'd only just registered last week, as SueEllen, but for some reason the forum didn't recognise my password,and then despite numerous attempts, the password reset didn't work, as I never received a new e mail. Never mind, hopefully i'll be sticking around longer t...

Hello, I've been lurking here for a while, but thought I'd finally join in. To cut a long story short, my husband and I have managed to get ourselves into a right mess, and it finally came to the point last month where we couldn't afford to pay everyone, (no thanks to the evil MBNA!) So having carri...