Thank you guys, i will email Karol, i know its not the best time of year to be selling houses but would be so good just to get it on the market, 6 months earlier than anticipated, need to cut ties with ex, but thats another story lol thanks again x

It was with Grant Thornton, I have what i think is a certificate of completion ( although it doesnt say this on it?) It says Insolvency act 1986 In the matter of ....... notice that the individual voluntary agreement is fully implemented...is this my certificate then? It says iva duration 9 months, ...

I had an iva (business debts) which was approved in april, & paid out in june, it was a full & final payment of £12k. In the initial discussions i was under the impression that i had to wait 9 months afterwards to sell my house without any penalty, but after ringing today to ask if this was 9 months...