Good Luck for friday We have ours on Monday 11th - eeeeekkkk!

thank u everyone. i will keep u posted. and yes this year is flying by

lets hope! and yes my employers have been great.. (they dont know bout IVA but my hubby redundancy)

We submitted our Full & final on 20th March, today we have just received a date of 11th June.... but we were told for ages it was on hold due to the VAT problem.... Good luck xx

ps thanks guys for the comments - i sure hope they see it as a good offer

Luluj - we will be keeping 2months worth of wages to keep us going! Not a huge amount but we would rather the IVA be cleared!! we are gratefully in a position that we can both look for work as im currently on Maternity leave so could find another job (or my current employers have said i can have my ...

Hi Finally we have the ball rolling for a full & final settlement set, 11th June! Yikes! Hubby being made redundant and we have offered £10K. IVA only been running since Oct 2011 but we have paid in PPI funds as well. Originally they would get 45p to the £ with this it will be 53p - do u think this ...

Hi
thanks for your help. i received an email to say they are drafting today

Hï declan
Do we have a time scale as i was told two weeks a month ago.
thanks

Hi

is anyone else having problems? I submitted all info and offer on 20th march and am still being told they cannot draft it as waiting for wording from hmrc?!!!

I will phone them again on tuesday!!! the amount ive spent on calls to them recently is going to be huge!!! lol. i got the impression i was being fobbed off... sadly this has been ongoing for a while now and im starting to lose patience..... its very frustrating....

Hi I have finally had a response on the Full & final offer from DFD, however we are now being told that all F&F are on hold (across the board with every IVA company) until HMRC sort issue with VAT.... does anyone know the timescale on this issue or am i being fobbed off again?! lol sorry but startin...

Hi, I had a joint overdraft with my husband on a LLoyds account. My husband has gone into an IVA, and LLoyds accepted the full amount into the IVA... Lloyds have been really good and not pursude me for any of the funds onve i explained this to them... they apologised for calling me - since then, the...

lets hope thank u for ur kind words xx

thank you, but sadly i dont think it will help.. i have tried emailing my IP directly and had no response what so ever...

I think we may look at bankruptcy as its making me sick, and i need to be ok as i have the kids to look after..... xxxx