I appreciate what you are saying and don't want to get into any kind of arguement about. Maybe i was lucky? Who knows. I waited until about 6 months after receiving my completion cert, built up a little credit via new mobile phone contract and little amount on credit card. Also made sure my credit f...

I appreciate what you are saying and don't want to get into any kind of arguement about. Maybe i was lucky? Who knows. I waited until about 6 months after receiving my completion cert, built up a little credit via new mobile phone contract and little amount on credit card. Also made sure my credit f...

I appreciate what you are saying and don't want to get into any kind of arguement about. Maybe i was lucky? Who knows. I waited until about 6 months after receiving my completion cert, built up a little credit via new mobile phone contract and little amount on credit card. Also made sure my credit f...

I appreciate what you are saying and don't want to get into any kind of arguement about. Maybe i was lucky? Who knows. I waited until about 6 months after receiving my completion cert, built up a little credit via new mobile phone contract and little amount on credit card. Also made sure my credit f...

I also managed to sort my own remortgage after Iva. Had a look at high street lenders and just gave them a quick call to ask if they lend to ex IVA people. Some said no. Some said as long as it started over 6 yrs ago. Was now completed and i had received my completion cert it was fine. Didn't try to...

I also managed to sort my own remortgage after Iva. Had a look at high street lenders and just gave them a quick call to ask if they lend to ex IVA people. Some said no. Some said as long as it started over 6 yrs ago. Was now completed and i had received my completion cert it was fine. Didn't try to...

I also managed to sort my own remortgage after Iva. Had a look at high street lenders and just gave them a quick call to ask if they lend to ex IVA people. Some said no. Some said as long as it started over 6 yrs ago. Was now completed and i had received my completion cert it was fine. Didn't try to...

I also managed to sort my own remortgage after Iva. Had a look at high street lenders and just gave them a quick call to ask if they lend to ex IVA people. Some said no. Some said as long as it started over 6 yrs ago. Was now completed and i had received my completion cert it was fine. Didn't try to...

Check if your names come off the inslovency register. My IVA finished after 6yrs and my credit score was pretty low. 3 months later my name was off the register and i had received my completion cert. My credit score flew up then

My 6yr Iva ended March 2016. Completion certificate arrived May 2016. Once i had my completion cert i started to check my credit files with Noddle which is free for life. Also paid the one off £2 fee with Experian and Equifax. I had a Yorkshire bank loan that Cabot financial had bought the debt from...

I was originally with a company called Blair Endesby. After a year or so it changed to Grant Thornton. Then couple yrs later changed to Aperture. Its still called Aperture now. I didnt have any probs with them. Also my monthly payment remained the same throughout the duration of the Iva. Even though...

Just read this post and it was simular to my amount. I owed 43k and was paying out 1200 per month in various debts. A monthly payment of 433 was set up and was the best thing i ever did. It was 7 yrs ago. Now im debt free with a healthy bank balance. Have a new car and holiday twice a year and also ...

Could you not take out a zero percent balance transfer credit card and pay it off that way? Virgin money have some great deals on at minute

Hi All Just a quick update regarding my Ppi after completion of Iva. Did a 6yr Iva which went really smoothly and finished March last year. Did the Ppi claims via the IP which i was adamant that i had never taken out any Ppi. All searches came back saying that No ppi found so case closed. 6 months l...

Some IVA companies are more generous than others when it comes to agreed allowances and expenditure. I was allowed gym membership, sky tv, mobiles, newspapers, dentist, opticians, clothing, hairdressers, school uniforms and school trips etc. Obviously you dont buy these items on a monthly basis so y...