Hi I have recently had my F&F offer accepted, 2 years into my IVA(A big thank you to Melonie and her team for being so understanding during those hard 2 years)) and have received my completion certificate but am unsure what to do next. 1. Do I contact my creditors and ask them to update their record...

Yes I do - I opened just before my IVA was accepted. The only question they asked me was "Was I bankrupted" and I said no. As far as I know no credit checks were carried out apart from the normal identity checks. That was in March and so far I've found them really good. I use internet banking alot t...

Hi Cindy

Surely if, as part of the payout to your friend (& I use that term loosely!)you wrote a cheque to a third party you have some form of proof that you passed the money on and did not benefit from it. Can you find details of the cheque you wrote to this third person?