Hi, My IVA finished in November 2014. A few months ago my employer asked me to pick up a controlled function and become an Approved Person. My employer knew my history as I was in the IVA when I joined them. I was pretty nervous as although HR knew I had to disclose my IVA to colleagues who handled ...

Yay well done Cleo.

Thanks everyone it is a great feeling.

Cleo - I didn't send them anything but I always sent our pay slips and uplift monthly to PJG so they had everything they needed. Good luck I hope I see a positive post from you soon.

After making my final payment in October I have today received my CC! The final dividend was 97p compared to the projected 34p at outset, were really happy with that and feel we have done everything possible to repay our debts. We were caught up in the PJG handover so completion took a little longer...

Hi Lou74, I was PJG now Credit fix, although final payment made in Oct so just waiting for CC. Two years into my IVA I go a promotion which resulted in my income increasing by about 600 a month. As I only needed to pay 50% to iva I asked Mel if I could contribute to share scheme and she was fine. As...

I received mine today Cleo. I won't sign them none of the points are relevant to me.

I'm working at home Thursday so will call to see how closure is coming along, I'll let you know.

They told me there working in strict date order my actual 5 yr date was 9 November last payment 31 Oct. Not sure what the point of final review is they have all my payslips as I sent them to PJG each month. I can understand why there not rushing they make little or no money on closure cases. Probabl...

I was transfered from PJG to Creditfix four days before my final payment. I've been chasing ever since as I haven't had a final review. I called on Monday and they said the closure is being processed and they were due to contact creditors Tuesday to see if they would accept the final dividend #12856...

Well today should have been a special day, my final payment has left my account, however, instead of being elated, proud and relived I feel frustrated, anxious and upset. I thought this was the end I've never missed a payment, paid all uplift when due and almost tripled my dividend, I kept my end of...

Cleo76 that's exactly how I feel first sleepless night in 5 yrs last night? I have still not had a formal communication either. Have you had your final review?

Hmmm now I'm confused, when I called PJG this morning she didn't even take my name just said all IVA's where transferred. Might explain why Creditfix couldn't find my details. Might drop Mel an email.

Thanks Foggy let's hope so and thanks for the advice you've unknowingly given me over the last couple of years via other people's questions.

Neil I agree I feel really sorry for those at the beggining its a massive decision.

So 31/10/14 is a day I've been waiting for since my IVA began in 2009. It always seemed unlikely we'd have equity so this is the day the final payment is due. It was confirmed in May there was no equity to release and PJG told me I'd have my final review in October and that would be it. So three day...

How would I know if my case has been transferred? Hope this isn't going to delay my completion.

Hmmm this is interesting. My last payment is due next Friday and I'm still awaiting my final review. I have chased twice by email this month and while the answered my other question still no response re the review. Think I will call them Monday.