Hi,
Whilst the IVA remians of your credit file, you would need a 30% deposit.
If you wait until it has cleared ie after 6yrs then it can be done with possibily only a 5% deposit.
Hope that helps.

Hi, i can advise you on this, but not on a Open forum as i would need to know more information on your current circumstrances.

Hi, apologies on the delayed reply.
I cannot comment on the criteria when going dircet to your lender, but we do this all the time for our IVA clients, and can cover certain criteria the ledners sometimes ask for, so we can help.

Hey sam735,
Keeep going, you will get through this and there is light at the end of the tunnel.
I cannot predict the future, but if your IVA came off your file today, and the credit file is all clean since the IVA i belive i could get you a mortgage with only a 5% deposit.
Hope that helps?

You are very welcome.
Happy to help if you have any other questions along the way and also to help repair your credit file once you clear the IVA.

Hi Rlh1994,
Everybodies circumstances are different and i can predict the future on how lenders would view your position, but if you had a 30% deposit saved today, i could get you a mortggae as long as the IVA was Satified before completion.
Does that help?

Hi, so have you actually applied yourself to Nationwide now?

Hi eljam
Hvae you actually applied already and the application has gone in?

Hi GullyP123,
We have helped a number of members of this forum obtain mortgages with, and after an IVA. It is not always easy, but it can be done as long as you deal with the right people.

Hi guys, we have helped many members of this forum obtain mortgages after an IVA. It is certainly possible.

Hi katie571. We have helped many members on this forum obtain mortgages after an IVA. Nationwide are notoriously difficult, so i wish you the best of luck with it.

Hi stevey999,
Total nonsense, this person has not got a clue. We have helped numerous members on this forum get mortgages, some even when it was only off the report 1 day!
If you get in contact directly, we can look in to this for you straight away.
Thanks for alerting me Foggy.

Hi heidi667,
We have certainly helped many members on this forum obtain mortgages after an IVA, so happy to look in to this for you.

Hi rachael558
There are lenders open to you, even with the IVA still showing on your credit report. You will need to seek the help of a mortgage broker who knows how to deal with people in your position.