Great, thanks for the info! Will see how I get on and ask later about the mortgage.
Thankyou.

Thank you!
So if there are defaults on there I should write to them asking to remove them.
Then it's all about waiting a further year and rebuilding that credit I suppose but nowhere near what happened before. Hopefully get a decent mortgage!

Hi everyone, my first post here after just completing my iva. Today received my certificate of completion, which of course I'm very happy about. I'm now wondering what I need to do next after reading mixed advice. I'm told that all my creditors will be sent my certificate, as will the local county c...