Search found 17 matches

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by CeeBJay
Fri Feb 22, 2013 3:06 pm
Forum: Payment Protection
Topic: PPI / DRSP / Cleardebt
Replies: 1
Views: 6894

Hi guys, Is anyone having any progress in their PPI cases with DRSP/Cleardebt? I'm still waiting but I did receive a very interesting letter from one of my creditors, Apparently I'm owed 2000 pounds! There's a acceptance form at the end of the letter and it does say If I accept the monies must be pa...
by CeeBJay
Mon Feb 04, 2013 7:24 pm
Forum: annual review
Topic: 1st Annual Review!
Replies: 5
Views: 8011

Thanks guys! I do feel much better about getting the first year done. It has actually flown by! :)
by CeeBJay
Mon Feb 04, 2013 5:32 pm
Forum: new bank accounts for IVA
Topic: Bank Account for possible IVA
Replies: 21
Views: 15798

No one really notices it but it makes me smile! :)
by CeeBJay
Mon Feb 04, 2013 4:26 pm
Forum: new bank accounts for IVA
Topic: Bank Account for possible IVA
Replies: 21
Views: 15798

It's a photograph of my family and me at a party and one of my cousins is in the background doing a silly face and showing off an unfortunate hand gesture. It's awesome! [:D]
by CeeBJay
Mon Feb 04, 2013 4:13 pm
Forum: new bank accounts for IVA
Topic: Bank Account for possible IVA
Replies: 21
Views: 15798

Barclays basic account is good, Haven't had any problems with them and their online banking is really easy to use and fast when making payments, very secure as well. oh and you get to personalise your debit card, not that useful but I found it highly amusing receiving a (not allowed) image printed o...
by CeeBJay
Mon Feb 04, 2013 4:08 pm
Forum: annual review
Topic: 1st Annual Review!
Replies: 5
Views: 8011

Thanks Lesley, I don't think they'll be able to either but will still phone my IP and make sure anyway! :)
by CeeBJay
Mon Feb 04, 2013 3:33 pm
Forum: annual review
Topic: 1st Annual Review!
Replies: 5
Views: 8011

Finally had my letter come through regarding my first annual review. Everything is fine and staying the same. One weird thing on there though, it says there is currently 1 creditor who has been excluded from dividends as they have failed to submit their proof of debt. Does anyone know what that mean...
by CeeBJay
Wed Jan 16, 2013 3:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Help needed please.
Replies: 6
Views: 1950

Hi guys, sorry didn't respond sooner. Have been stuck in Norfolk for the last couple of days because of the snow! Thank you all for your comments and advice, I feel much happier about the situation so once these DRSP people contact me (Still b***** waiting though lol) I can finally put this thing to...
by CeeBJay
Sun Jan 13, 2013 11:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Help needed please.
Replies: 6
Views: 1950

Hi guys, I have a bit of a dilemma on my hands at the moment. I am with Cleardebt and have been contacted by them about this PPI business (I mentioned it on the 7th of December) but as of yet I still haven't heard from DRSP. I got the letter from Cleardebt saying that DRSP would contact me within 7 ...
by CeeBJay
Fri Jan 11, 2013 3:02 pm
Forum: Harrassment by creditors ?
Topic: Transcom?
Replies: 6
Views: 7433

Contacted my IP and they claim they sent all the details to Transcom but haven't heard anything back from them. They said they'll contact them direct and if I am contacted again to inform them straightaway!
by CeeBJay
Fri Jan 11, 2013 1:58 pm
Forum: Harrassment by creditors ?
Topic: Transcom?
Replies: 6
Views: 7433

Thanks for the advice, I will be contacting my IP soon and see if they can put a stop to these shysters lol. :)
by CeeBJay
Fri Jan 11, 2013 1:47 pm
Forum: Harrassment by creditors ?
Topic: Transcom?
Replies: 6
Views: 7433

Hi mate, thanks for replying. yes they are included, the original debt was with MBNA who sold it to Arrow who then in turn sold it to Transcom. I will be speaking with my IP about the matter soon but I wish Transcom would just send a letter cos a part of me wants to know why they keep calling but th...
by CeeBJay
Fri Jan 11, 2013 1:30 pm
Forum: Harrassment by creditors ?
Topic: Transcom?
Replies: 6
Views: 7433

I am in the second year of my IVA now but I still keep receiving calls from the debt company Transcom. I have spoken to my IP numerous times about this and they say they have contacted Transcom but still the phone-calls come. I don't answer the phone to them nor will I ring them back as they are ver...
by CeeBJay
Wed Dec 12, 2012 4:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Sorry PPI again..
Replies: 36
Views: 5389

I received quite a stern letter as well from Cleardebt about this PPI nonsense. Really fed up with it now, (The PPI stuff, not Cleardebt lol). Getting letters, text messages and seeing it on the tv all the time, enough already! Also In my letter it says these DRSP people will want to see any credit ...
by CeeBJay
Tue Oct 16, 2012 9:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do I pay extra money into my IVA or do I pay half the amount ?
Replies: 7
Views: 1632

I'll just have to see what they say I suppose. Thanks again for all your help guys. Even though it is such a small amount I feel better from everyone's advice. Really want this IVA to go through smoothly! :)
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