Your all great people and I am sure stronger for the experiences good luck all the best.

Just to let you know, my iva was today officially terminated as it was deemed unsuitable for me, it was apparently a straight forward process. The company that I have been dealing with were really supportive after I got through to the right person. I am really happy now as I thought it wa to late an...

Well I am under the impression that the UVA is being terminated but I have a call with the ip to discuss it on Monday I don't think it will be failed because I have not yet made a payment and my current payments go to the dmp. Your correct we fully trust the experts and we are vulnerable that's why ...

The company acknowledged my proposal had been rushed through, I only got my paperwork through after the acceptance, the paperworked is what sparked my concerns which is why I think it was held back. All calls are recorded so that would be adequate proof I think about how well informed I was, but i w...

I have spoken to a chap from company today and to be honest I wish I would have spoken to him from the start, he is going to get it sorted for me so I move back in to the dmp, apparently it can be terminated without to much inconvenience, anyway I am going to get a call on Monday to sort it all out....

I think the best thing is to have a sensible chat with my ip, I did try today but got no response, that advise is appreciated, thankyou.
The company trade in Stockport I don't think it's fair to name them but they are big company my dmp was with the other arm of thier business to.

I am hoping that the iva can be cancelled as I only been on it for 4 days an I have been on dm for 3 years before this without any issues, they approached me not the otherway around I was happy as I was, I work in believe it or not financial services. An deal with alot of people and companies that w...

With the money I am paying in to the iva I only need to up this by about £50 a month to clear my debts over about the same period of time roughly on the dmp, my issue with the register is my job I work in a industry where I know certain departments use it, I thought you were only put on this registe...

If I choose to stick with my dmp and keep paying my monthly payment to them rather than the iva am I correct in saying my iva will fail but my dmp will continue as it is and I won't become insolvent and have my details put on The insolvency register. I wish I would have asked more questions rather t...

Thanks for the kind comments, thanks for taking time to respond, I really wasn't made aware of any of the finer detail of the iva, for example my salary is bonused quarterly so when 50 percent of that is taken the iva saves me nothing but i didn't find this out until the plan had been activated, I w...

I really don't want to fail the plan as in 3 years of being on dm I never missed a payment but just found I wasn't getting anywhere, my main issue is had I been informed of the register I wouldn't have persued the iva, they only told me once the plan was set up. I am going to contact them today and ...

I have been in a debt management plan for 3 years paying in £275 per month but realised hardly anything was coming of the balances so I decided after a long chat with my dm company that an UVA was the best solution, my iva was sucsessful as of 06/12, I have since received paperwork through and was s...

hi, if i set up an iva and then decide its not wright for me is their a cooling off period.
Basically i just want to know if it can be cancelled once set up.