Search found 14 matches
Search found 14 matches
Page 1 of 1
- by djsmartie77
- Fri Jun 14, 2013 3:04 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: GT Phone call yesterday
- Replies: 2
- Views: 1272
And then an email within 48 hrs see below. I am writing to you with an update on the closure of your IVA. Currently your case is in the very final stages as we are in the middle of distributing all remaining funds to your creditors. This is the final stage, after which your case will be completely r...
- by djsmartie77
- Thu Jun 13, 2013 6:38 am
- Forum: Ask IVA Forum and Industry experts
- Topic: GT Phone call yesterday
- Replies: 2
- Views: 1272
Yesterday I called GT for an updated on my closure. I have been waiting since Feb 2012 for CC. The call handler was polite and helpful. It was explained that due to the length of time I had been in closure with, the hold ups being PPI and VAT. GT had organised a creditors meeting asking if the case ...
- by djsmartie77
- Sun Jul 01, 2012 11:45 am
- Forum: Ask IVA Forum and Industry experts
- Topic: GT closures
- Replies: 6
- Views: 1503
Hi all I am now getting more disappointed with GT and their customer services, after a lack of response I have sent the following mail and I hope Karol will pick this up from the forum. Hi Please can you advise on the current state regarding closure? Please advise why Annual Income / Expenditure let...
- by djsmartie77
- Thu Jun 14, 2012 10:43 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: IVA Closure and Credit File clear up
- Replies: 1
- Views: 906
Hi Any news out there on this? Completed IVA after 5 years and 6 months extension, therefore 6 years up on 2nd of August it looks more likely my 6 years will be up and I will not have completion certificate. Any one offer advise on how to clear up credit file without certificate? Or is this impossib...
- by djsmartie77
- Tue Feb 28, 2012 7:08 am
- Forum: a success story
- Topic: Payment 66 done what now?
- Replies: 5
- Views: 1772
Well firstly, BIG thanks to this site. Over this past 4 years I have looked to the forums and been inspired by some of the posts. I am pleased to of completed my IVA. I shall continue to look at this site and where possible add comments that may be of value. This IVA really has been hard and harder ...
- by djsmartie77
- Wed Jan 25, 2012 8:14 am
- Forum: Ask IVA Forum and Industry experts
- Topic: Hiya I'm in the last year of my IVA
- Replies: 16
- Views: 2860
Hi I can understand the frustration that you feel. My iVA was extended by 6 months and I felt like I could not go on. I currently have 2 payments left to make. Dont give up not when you have come this far, its a struggle but be so worth it! When I learnt that I needed to make the extra payments, I h...
- by djsmartie77
- Tue Jan 24, 2012 8:58 am
- Forum: Ask IVA Forum and Industry experts
- Topic: Marching on with a song
- Replies: 22
- Views: 2580
In 5 weeks it should be over, I can almost taste the freedom. However it feels like wishing days away. Been trying to think of the emotions that an IVA puts you through and capturing it in words, there is one song that will be the first I play on Wednesday the 29th of Feb. Feelin Good by Nina Simone...
- by djsmartie77
- Thu Dec 29, 2011 3:36 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: 64th payment in pending transactions 2 more to
- Replies: 3
- Views: 957
Hi Just a note to keep all who are a bit fed up and thinking the end is never coming. The days seem to be flying past and in 61 days I will completed this challenge. I feel for those who have had to extend for what ever reason as I had to add 6 months this time last year, also to those just starting...
- by djsmartie77
- Mon Dec 19, 2011 9:16 am
- Forum: Ask IVA Forum and Industry experts
- Topic: Christmas shopping done on budget
- Replies: 24
- Views: 2901
Hi All Well Christmas shopping completed, for the last time in an IVA. £60 spent and gifts bought to cover all the family. (I dont have children) It was such a good feeling though handing over cash!! not using plastic or borrowing off any credit card. It is bad to write but isnt it great that some o...
- by djsmartie77
- Tue Dec 13, 2011 9:00 am
- Forum: Ask IVA Forum and Industry experts
- Topic: What to say to ex about joint debt - if anything
- Replies: 28
- Views: 2638
Hi I had a similar situation with NR. Joint unsecured mortgage in joint names. 2 years after sale of house was still paying the unsecured part. Then we split up. I went into IVA, now not saying what I did was correct but it did get the desired result. I did not advise ex of what I put into the IVA h...
- by djsmartie77
- Sun Dec 11, 2011 9:32 am
- Forum: Ask IVA Forum and Industry experts
- Topic: Keeping Going!
- Replies: 9
- Views: 1516
Thanks all for your messages, I understand the list writting part considered everything from saving to buy a house, holidays, buying things etc. Have been to see the bank and agreed a payment plan to invest 3/4 of my monthly payments into an ISA so will not notice the change in out goings and still ...
- by djsmartie77
- Sat Dec 10, 2011 9:44 am
- Forum: Ask IVA Forum and Industry experts
- Topic: Keeping Going!
- Replies: 9
- Views: 1516
Hi All Such along time since last posted, even forgot my user ID so created new one. So in month 63, last payment to be made 29th Feb 2012. It was no surprise that its a leap year so have to wait an extra day to make final payment. Wanted to say ho impress at this moment in time I am with GT since t...
Search found 14 matches
Page 1 of 1