Thanks for all your help. How do I get the defaults removed now that I have completed my IVA?
I have received my certificate of completion and also plan to wait until the 6 years are over before even trying for a mortgage!

I completed my IVA in early and received a certificate of completion, however I am receiving mixed information about how long it will stay on my credit file? Is it 6 years in total or 6 years from the date I paid it off? Please help as my partner and I are thinking of buying our own home together in...

Just wanted to say a huge thank you for all your help. I have been through stress and worry and it's nice to know I'm not the only one and there is a lot of help and support! Thanks again.

Thank you for all your advice and help regarding my last question about starting an IVA with car finance. My car finance is coming to the end and I have to take up an option of a trade in. Would I still be able to take an IVA if I am unable to refinance a new car in my name as I have been declined? ...

It has been suggested that I take out the option of an IVA, I have debt of approx £16500. I have a car currently coming to the end of a finance agreement (HP) and I have a balloon payment of £3000 to make. My parents have offered to lend me this amount to pay off my car and I will pay them back over...