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by Sally.a
Tue Apr 17, 2012 5:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Still waiting for a full breakdown of where payments have gone from DFD
Replies: 1
Views: 856

My IVA started in 2007 and my final payment should have been February 2012. I received a letter before Christmas to advise that my payments should be extended for a further 12 months when I rang DFD they told me that it was because I had not reached the 60pence in the pound that was originally agree...
by Sally.a
Tue Apr 17, 2012 5:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Final payment
Replies: 3
Views: 1104

I have been told that without an extension I am only paying back 40 pence in the £ when the original proposal stated 60 pence
by Sally.a
Tue Apr 17, 2012 4:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: Final payment
Replies: 3
Views: 1104

I started my IVA with DFD in 2007 and my final payment should have been February 2012. Noth the case I received a letter from DFD before Christmas which advised hat m payments should be extended for a further 12 months as I had not reached the 60pence dividend required. I asked DFD to give me a full...
by Sally.a
Mon Jan 09, 2012 8:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: I thought there was light at the end of the tunnel
Replies: 70
Views: 7372

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Foggy

It wouldn't surprise me if the equity amount is very similar to the fees ( the shortfall being addressed seperately, as I read it).
by Sally.a
Mon Jan 09, 2012 7:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: I thought there was light at the end of the tunnel
Replies: 70
Views: 7372

I have just checked my paperwork and the dividend was 60pence in the pound.They had the equity in the property at £8964 I really don't know where they got this figure from ? In an annual report in 2008 I was told the shortfall on my IVA was £696 so are the extra 12months payments because there is no...
by Sally.a
Mon Jan 09, 2012 6:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: I thought there was light at the end of the tunnel
Replies: 70
Views: 7372

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by nepensioner

Hi Sally, welcome. The answer I think will lie in your original proposal. Was there a minimum dividend mentioned, suspect if there is no equity, the extension may be because of that.
by Sally.a
Sun Jan 08, 2012 2:21 am
Forum: Ask IVA Forum and Industry experts
Topic: I thought there was light at the end of the tunnel
Replies: 70
Views: 7372

Hello Everyone, just wondered if I could ask your opinion on the following. I was due to complete my IVA in Feb 2012. Just before Christmas I received a letter from my IVA company asking me to extend my payments for a further 12 months. My total debt was £53000 and I have been paying £520 per mont...
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