well they said If I am happy to continue with current payments and to let husband assist then they will leave doing an I and E until july. But was nice to know they were immediately concerned that I could cope rather than struggling. Am strangely left feeling that they are not the ogres I had them m...

Ok thanks everyone. Ill call them now and let you know what they said....should be interesting.

to tell my IP that I changed my job and now earn 4K less than previously when my lovely husband is picking up the slack and covering my fuel costs and other household bits for me? we are managing to get by.....I dont have so far to drive to get to work now so its a bit swings and roundabouts. I am h...

Well I have a new job to start and as it is two hours drive away will need to move pronto. Have called 7 letting agents in the area and been upfront with all of them re the iva. All of them say "computer says no!" as in you will fail the credit check and need a g'tor. my mother is pensioner, my fath...

Hey Mr Black
I know two people who were made redundant whilst in iva. They offered a large portion of their redundancy as a full and final and it was accepted in both cases. Stay positive.

I just made an anony call to an estate agent who kindly assured me that I will fail the credit check with an iva but If I can find an guarentor who earns 28K then they will accept that? so looks like Im not moving and will now have to commute 130 miles each day to new job unless I can find an estage...

I got the same today from barclays as well...GT will be adminitering also. So how does that affect us when clearing up our debt record? doe we have to clear from two places now? sorry If Im being dumb....

thanks DaveyBoi and of course you are right, just sometimes cant help but get frustrated with the unfairness of it all. i hate feeling like someone else has control of my life for the next 3.5 years...... oh well, surely time will now fly.... I can do it, I will do it, It will end. bye for now and t...

cheers, well if the csa obtain money from him I will let my ip know if it happens and Ill update you for the record. although i dont think we are looking at more than a couple of hundred quid here. He is expecting a new baby any day so no doubt that will take financial precedent for him over his deb...

I agree with all of your comments. I certainly feel as though the punishment does not fit the crime, and I have definitely been made to feel like a criminal. I too often wonder what was the point of paying off as much as I can when I am treated as though I just abandoned all responsibility for the d...

lol, he was a tricky one... always avoided the csa with is self employment role, friends lied about where he lived etc. I gave up in the end. When a registered gas fitter plumber can convince the csa that he only earns 10k per year so that his assessment was to pay only 5.00 per week I honestly just...

Hi forum members can anyone shed any light on this one. I am in an IVA, my 20 year old son is now at university and surprise surprise the csa have contacted me to say that after 8 years they have finally tracked down his non maintenance paying father and hope to take some money direct from his earni...

lol, tell me about it. car insurance was a nightmare. just something else my iva does not want to take into account....he is sales only commission. so if he doesnt sell, then i have to pick up his car insurance tab. There is no recourse to public funds... our own money no state help. And he wouldnt ...

Thank you everyone. No we have no joint debts. Maybe you are correct. Although the questions were stopped as soon as he advised of my iva so Im pretty sure and so is he that that was the problem. they didnt even bother taking the application further. how will he achieve a credit history with this di...

Today my darling husband was refused public liability insurance as his wife, me, has an iva....... and he is new to england and has no credit history yet. My iva was set up long before i knew him and was a result of previous marriage breakdown. once part of a couple with an income of 120K following ...