Oooh I got one of those letters yesterday. MBNA have sold my debt on...good thing/bad thing who knows??

It makes me think though that if they can sell the debt on for a snip only 8 months into IVA, they truly were taking my eyes out.

Dawn

Thanks DaveyBoi.....x

Thank You Jan x

Hi Arty Many thanks for your encouragement,it means a lot. I think this opportunity has came at a time in my life where nothing will hold me back. Basically I left school many years ago with not a qualification to my name and after being made redundant 2 years ago, like everybody else I struggled to...

Hi Melanie

Sorry for the delay....just home from college.

Yes I'm in an IVA. By the time September comes around I will have been in it for 15 months.

Thanks
Dawn

Hi Paul

Many thanks.....I will be studying Occupational Therapy (got my offer a few weeks ago). My main issue now is ensuring I don't put myself in a worse situation financially, as I don't want to, or rather can't mess the IVA up.

Thanks again
Dawn

Hi, I'm hoping to go to university full time in September. Along with bursary, grant and student loans I will also be working very flexible part time hours. Obviously, this work won't give me the kind of wage I get now (which is still quite poor). Does anybody know if bursary etc is included in my "...