I've written to my IP asking him to explain, if possible, the evident contadiction between the two modifications in the Chairman's report. To my mind, if the creditors have accepted, as it clearly implies that they have in the modifications, that if I fail to secure a remortgage then I will be requi...

Dave.sr / KAYKAY, Thanks you very much indeed for the advice. That sounds reassuring. On the other hand, do you think it likely that they will seek to up the payments? I can only just about afford the regular payment of £760 per month as it stands. not least as both my wife and I have just had pay c...

Hi everyone, I am new to this forum although I am now in month 55 of what started out originally as a 60 month IVA. I have heard recently that I shall not be able to raise the equity required (£35,000) to complete my IVA this summer - no-one is in the mood to offer remortgages at the moment, so it s...