Search found 14 matches

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by joshiva
Tue May 15, 2012 7:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage Broker
Replies: 4
Views: 1500

hey,

does anybody know how to get in contact with Ryan i think it is...the mortgage broker???
by joshiva
Sun May 13, 2012 7:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Completed
Replies: 7
Views: 1207

ive just pulled off my credit report and i still have debts which are "defaulted" should these be shown up as defaulted or something else?!
by joshiva
Sun May 13, 2012 6:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Completed
Replies: 7
Views: 1207

oohhhh ok thanks...

so am i right in thinking i cant really rebuild my credit until yr 6?
by joshiva
Sun May 13, 2012 6:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Completed
Replies: 7
Views: 1207

Hi All, Was wondering if i could get some advice...i submitted a full and final early last month and thank god it was accepted and my IVA is all officially paid off! :) yayy Can anyone shed any light on what the next steps are e.g. completion certificates - would this be now or in 2 years time when ...
by joshiva
Sun Mar 25, 2012 7:22 pm
Forum: a success story
Topic: F&F Help!
Replies: 11
Views: 2201

Hi All!!!!! Just wanted to drop a quick mail to those that commented on this link to let them know the outcome.... well........im debt free!!! The f&f was accepted ...this whole week has been like a breath of fresh air for me!! Just wanted to get some hints and tips really for the next steps....as i...
by joshiva
Mon Mar 12, 2012 12:36 pm
Forum: a success story
Topic: F&F Help!
Replies: 11
Views: 2201

Thought so Mel, well they got back to me last week...have my meeting coming up next week so fingers crossed :D
by joshiva
Fri Feb 24, 2012 1:42 pm
Forum: a success story
Topic: F&F Help!
Replies: 11
Views: 2201

Hi,

Im with Debt Free Helpline, im still waiting for them to get back to me on who my new IP is, i only found out by chance that it has changed!
by joshiva
Fri Feb 24, 2012 1:30 pm
Forum: a success story
Topic: F&F Help!
Replies: 11
Views: 2201

I was just emailing as i need help and dont know which way to turn! On the 25/01 i emailed my caseworker proof and details of my F&F settlement. He said he would do the calculations and then pass these onto my IP and then a creditors meeting will be arranged. It is now 1month after me sending my ini...
by joshiva
Wed Jan 18, 2012 8:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Settlement
Replies: 12
Views: 3077

lol perfecto!

Just had a total mind blank....think its because im stressing to much!
by joshiva
Wed Jan 18, 2012 8:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Settlement
Replies: 12
Views: 3077

arrghh i need help typing this letter!

I basically want to put my parents are offering this money to pay off the IVA but if the amount isnt enough they arent giving it me!!!

any help would be appreciated!!! :(
by joshiva
Mon Jan 16, 2012 7:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Settlement
Replies: 12
Views: 3077

Hey Nepensioner, No, no property...the only thing i have which will increase payments is the HP on the car, which ive factored into my calculations.... Is there a standardised letter template or anything or is it worthwhile just calling my case worker and getting him to do the leg work? Sometimes i ...
by joshiva
Mon Jan 16, 2012 7:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Settlement
Replies: 12
Views: 3077

Thanks Lisa,

I dont know im really scared...dont know if i worked it out right.....! Hope they say yes though...! :-(

Its going to be like waiting for my creditors meeting all over again!
by joshiva
Mon Jan 16, 2012 6:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Settlement
Replies: 12
Views: 3077

By the way the family have said they would offer this cash to pay the IVA only...and not for any other reason
by joshiva
Mon Jan 16, 2012 6:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Settlement
Replies: 12
Views: 3077

Hi All, Wonder if anybody on the forum can help me...im a first time poster...long time reader in the background and firstly thanks for all your support that you give...even to those that you dont know your giving it to!! I am currently about to complete the third year of my IVA in May 2012. Thank f...
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