font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by plasticdaft yup thats fine. Worth checking that the company he runs the pub for dont have any rules regarding insolvency though. Paul I dont know alot about his situation but from what he said he is in...

Its a personal licence he holds... so for example as you into the pub his name is above the door as the licensee (so to speak)...

Afternoon my friends... Hope someone can clear something up for my friend (he may join later today). He currently runs/manages a pub for a pub company so it is managed house. If he decides to go Insolvent will this effect his job? I know from reading on the net and what he has said if he goes Bankru...

Dont you have to wait the 5-6 years for it to drop of or have I got that wrong?

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by andy690 Hi Melanie Thanks for that, i know you wont be able to say for sure but on the 75% basis i will need HMRC to agree, is this likley to happen ? I have read loads on this forum, its nice to know ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by nepensioner Yes, you could apply for a Vanquis straight away and start to rebuild your rating. Have you made the phone calls yet?? Cool thanks :) Not yet trying to build my courage up to make the call....

Guys with pretty much all of you stating you didnt offer a token payment while going through the process waiting for a decision. Did any of you get turned down and get penalised in anyway from the creditor for missing those payments? As I would also not want to make any token payments but also feel ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by lem you can start rebuilding your credit after 6 years from the date of your IVA F&F, the IVA or DMP will be on your file for 6 years anyway regardless of which one you do Hi lem, so if the f&f got acc...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by size5 I will try and give you a recent example of a case I worked on in order to give you a clue. As you may know, the firm I work for organises both DMP's and IVA's, amongst other things. My clients, ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MRBLUESKY I would,nt go there,if you want the Job doing right i would go through a IP,they are specialists,and no the right criteria to get Iva,s and F&f settlements accepted. Ok thanks mate. Can I ask...

I must admit reading some of the messages here have put me off contacting payplan for a Iva etc

Morning my friends. Was speaking with my partner last night about the whole situation regarding my debt and she came up with an idea which I want to mention on here and get some advice on. She said instead of doing a f&f with a IP/Iva why not contact them directly in writing and offer amounts either...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by parjay please help dont no what i will need to put forward f&f Hi parjay, free bump from me [:)] I will be interested to see the replies as I am hopefully in the process soon of doing the same. I belie...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by nepensioner they will need latest statements from creditors and recent bank accounts and proof of utility bills if I remember rightly. When you make the call, they will tell you what you need. I think ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by nepensioner

not sure but think no fee would be payable

ok cheers mate, what kind of stuff (docs etc) will the IP require to propose it to the creditors?