Hi We entered an IVA in 2008 and completed 2013 gaining completion certificate 2014.However we searching the credit files as we want to apply for a mortgage and one of the creditors that was included or noted as they said have stated a default balance on their. i have spoken to them and we did inclu...

Why does it seem so difficult? You've completed the iva which can be difficult over 5 years but yet its seems like people still get punished.

Is the only chance of getting a mortgage is with companies that have dealt with people who have had IVA's? Any chance of going to a bank and getting one or is this slim

We completed our IVA in june 2013 and have now been told that it has finally been closed as of 31st Oct. We are desperate to buy a house and would like to know if the chances are slim?

What are the chances of getting a mortgage after the IVA is finished or will we always have this hanging over our heads