i asked this question at the start and to all intense and purposes was told they are separate banks been to the coop this morning to open a basic bank account so hopefully things will be okay

yes the debt was included in the iva and i will talk with my insolvency practitioner thankyou

the banks were lloyds and tsb (i know) but i have always been reliably informed that these were 2 separate banks i checked and checked that my debt would remain with tsb and was always told yes when the iva was approved and all set up tsb moved the debt to lloyds

i have opened a basic bank account with a different bank from the one i owed money from or so i thought the iva was approved this week and then i got a letter from the bank i owed money to and they have transferred the debt to my new bank can they do this

i have had a letter also about VAT at least now I can see a very big light at the end of the tunnel as to when i will get the certificate and can have complete closure

i have sent you an email Declan thankyou

4 week ago i received a letter stating i was entitled to £1200 refund on ppi insurance. My final payment to DFD was in August last year. I am still awaiting for my certificate. After going round in circles with DFD I managed to receive a response which was We are currently trying to claim mis-sold P...

something similar happened to me i posted a couple of days ago regarding ppi. I have managed to get an answer eventually from dfd regarding my ppi. this is what they informed me. they are obliged to try and get as much money for the creditors as they possibly can and any ppi refund will be paid to m...

i have emailed yourselve Declan at the moment i have had 4 replies back from dfd all different answers but non answer the question which doesn't specifically help anyone

in september i paid my last payment into my iva. i was informed by dfd that my iva would be paid by november and i would receive a certificate of completion. last week i asked what was happening with my iva. the reply was the iva has closed successfully but we cannot send out a certificate of comple...