Thanks everybody for your helpfull responses. Still a lot to take in but much appreciated. I done my IVA with freeman jones and can't praise their team enough as they have been so helpful. I also took out a new bank account with think money to help me budget. They have been great as well but quite p...

Hi there my final payment will be made on friday after a very long seemingly never ending 72 months. How long before i receive my certificate and how do i go about building my credit rating up. Thanks in advance

if you are in an iva and you are in a car accident can you keep the compensation awarded or will your creditors claim it