I have been paying an iva for 2.5 years and have paid in over 8000. the debt was for 32000 but my iva payments started at 240 then dropped to £225 as my income dropped. If a family member offered to pay off my iva, could i get a reduced settlemt figure, or would it be for the full amount? Please ad...

Hi melanie
Thank you so much for responding so quickly, would do you think would be a good rate of interest or average on borrowing £32000.

thanks again
Lisa

I have £32000 debt with creditors, I have a mortgage of 85000 my home is probably worth £142000, would I be able to get an IVA, and if I paid the money from my home, would it have to be the full £32000 on a loan or remortgage, how would I get a remortgage if I owed to creditors.

Thank you
Lisa