my hubby and his dad will be doing it for me but i wanted to know about it trying to find out about it and found this site good very good i have help with me on the day place back at school ha i am learning i understand a lot but words in my head do not always work oon hear can say them over and ove...

thank you all again for your kindness to me

i am not lisening to hubby and his dad and not knowing.

i need to know myse;f to my own problems. a long way to go it is new yet

how long does it take for it to all be behind the past?

mandy

thank you everyone is very kind. debt free offered me to do it for 16,000 and keep 2,000 for the new flat, this is enough for me to do it what i need. i cannot mive in yet as i am liveing with mom and dad, the baby and 4 year old cannot live on my own them yet. getting better quick. move in about 6 ...

thank you i can understand it all but its difficult for me to types as i had stroke i can talk fine but can not quiite get whats in m y head on the paperr i thimk that i will do thiis diffiuclt full and final could uyou exp;ain that is?? i think it is one payment iva ??? and i pay what my share is i...

i just read uyour replys too late it is about 18,000 what i think my share is and i phoned debt free direct. i am going to work in a shop when i better but not a teacher that i did do. i will stay with mom and dad but they do not know about debts. i want to pay back soon but i dont have enough and t...

thank you again my hubby is getting the kids in the week as i am going ot care in the day because of a thing that heppened. i am phoned debt free adn they will do iva but i will use what is my share i will have the children at weekends but my car has to go i do not drive anymore and cant get the che...

thank you scaredkez i am scared too i cannot work as i have an illness and my doctor said that i will claim disability allowance but have not got that yet. i am getting dicorced from my husband and i have a flat from council but no moved in yet. i am staying with mom and dad, i have a baby of one an...

can i put in for iva if i have not got a job and do not no when i will be able to get one?

mandy