<t>My sister is at her wits end. After finishing her 6 yr IVA paid in full with extra PPI and bonuses. She has struggled all this time with me helping her out when I can. She has A GOOD JOB in City for Lawyers. She had the bad luck of three month after certification coming through her trusty car bro...

<t>My agreement finishes this month after 6 yrs, however I am due to receive my annual statement for the previous year, and not received but told by various staff at Cambridge mcduffy / Belfast that its in post. Still not received after 2 weeks, end of Feb due. Can you tell me why I wouldn't this or...

I finsh my 6 yr IVA in March and have this week had two calls from creditors at work, is this legal and when will this finally stop? i HAVE PAID 6 k over my original debt of 64k

Are you all aware that you could lose your job having an IVA. I have worked for large legal firm for 31 years!!!!! A while back all the staff were asked to fill in a personal questionnaire. An outside company sent us a 15 page detailed questionnaire covering have you a police record, bankruptcy etc....

Cambridge Mcduffy say different....but thanks for your answer.

I am 12 months away from final payment after 4 yrs so far.I have surprisingly had 2 PPI cheques sent to me total being 10 thousand pounds. i SENT THESE TO MY IVA people. I had hoped this amount would go towards my final amount owed. But was told yesterday NO. it just goes to creditors as a top up !!...

I recently fell in work ( solicitors) DUE TO Their negligence of a faulty stairwell. I have broken elbow and split mpouth with stitiches and nerve damage in knee. If I take a claim out against them will the IVA take all this paid out????

thanks again for all your advice....sent today to McCambridge Duffy.....who tell me they can't always check up on third party debt collectors....12 mnths down the line it's a bad show....have a kind and frugal week guys xxx:o)

Again thanks for all your support......today another blip...I had a letter from a third party debt recovery party , requested by NAT WEST to send me quite a hard nosed and aggresive letter to say 'pay your debts as soon as possible' or we will continue to call or come round and discuss. I have compa...

argh thanks you guys....support alwasys helps.no money gone back in as yet due to easter hols but ever hopeful.....all have a good week....be frugal )) X

thanks for reply....excuse awful typos.....sitting here like a zombie has not helped my typing.((...but thanks again x

Over the weekend over 1000 pounds taken out of my bank account with a fraudalent transaction...2 amnts of 780,290 ..all needed for my bills, mortgate and to love on...normalky leaves me 40 pounds a month spare....bank not refund yet and still looking into this.....what happens re my iva...I am at my...

Hello all out there...can you help ? had a one off bonus in wage.so chairmans report says i can keep 10- then 50/50 %...the money I hand over,does tis come off out standing debt total???? or where else does it go?...many thanks and hope your all having a good Sunday.

I have had an IVA since March with MCCAMBRIDGE.since then I have had nymerous bank statements from my old account and niow a call saying my overdraft interest mounting up...where the IVA people not supposed to inform my bank.get little repsonse from mc duffy when mailed them....? shoudl i call them?

HOPE EVERYONE IS WELL... JUST HAD NOTICE NO RISE THIS YEAR....LAST WAS 2009..BUT A ONE OFF PAYMENT OF 500 POUNDS....SO WITH TAX I WILL GET 300....WILL I HAVE TO PAY THIS OVER TO IVA FOLK?...