Hi dpdotcom, my IVA was 60 months to begin with however after 12 months I received a letter stating I had not paid enough into the IVA for 6 months and that I should have refered to my original proposal so had to extend by six months, it also stated that a remortgae was required after 4 years howeve...

Sorry I have taken so long to reply Iv had no internet access, however thankfully they agreed to the 12 month extension. Thankyou for all your posts of support wish I had this much advice at hand at the begining of my IVA as its really helpful. Thanks again. [:)]

My creditors meeting is due tomorrow to ask for an extension on the current terms as I'm unable to remorgage. I have paid into my Iva since 2006. My IVA company have not been helpful so just don't know what to do if they don't accept. I'm new at posting here so would appreciate any advice. Thanks x

Hi I have been paying into my IVA for 59 months it was extended by 5 months in the early part of the agreement as I had not increased the payments so thought I would be finished september. However as I cant get a re mortgage they want to offer the creditors another 12 months. Is this possible as I t...