Hi all

Does anyone have a contact email for IP at freeman jones? Our relationship manager has gone quiet on us for about a month!

Had a text from our iva company to congratulate us on being in our iva for a year! This has got me thinking about our annual review (have already sent paperwork off and waiting for update!). If there is an increase in payments and we do not agree can we contest it? Reason I ask is the way our paymen...

Hi all

I am honking of having a clear out and selling some things on eBay/car boot. Does this money need to declared to the ip?

Don't think we have the £500 clause

Thanks

Do the payments have to be made monthly or could we pay 4 weekly?

Thanks!

Thanks!

Hi all,

It is time for our first annual review and I was wondering whether we have to report increases in benefits (my 2 year old is in receipt of DLA which has slightly increased)

Thanks

Only gave half the picture sorry, we have had increases in some bills and slight decreases in others. We have also had a reduction in our income. I have looked at the original I&E and when I compare our adjusted monthly income against adjusted expenses we have around £77 left over, we are currently ...

thanks,

I have just reviewed our I&E now compared to the original which our IVA payments have been based and we are around £77 worse off.

Will send an email over to our relationship manager on Monday to see where we stand.

hi all, had our 6 month review and everything seems good, received additional monies of around £30 so need to pay that over to be all square for the past 6 months. we have received new statements from a couple of our suppliers eg water/gas/elec with reductions to the amounts that are originally incl...

thanks michael,

we are only 6 months in so not looking to put forward a f&f just yet but its good to know our options!

hi all,

we havent put forward a F&F but i was wondering what happens if it isnt accepted, does the IVA just carry on as usual?

Thanks,

Thanks for your replies,

The funding would be provided by our primary care trust(yet to apply, but as always the three letters IVA always pop into my head!)

Hi all,

I was just wondering how funding for fertility treatment is treated within an IVA, does this need to even be disclosed?

right, now I see! thanks a lot, means i can get planning for the next few years and hopefully finish earlier than planned!!!

seem to have conflicting opinions? one for what we originally owe less what we have paid and one for the dividend value? sorry if i am not understanding what you are saying [:I] say i owed £10,000 and had paid back £4,000 then I wanted to make a f&f, would the creditors want an amount closer to £6,0...