Nikki

whether your I.P would see it that way or not is a difficult question for me to answer. I would advise that you call your I.P directly to put your mind at rest.

Holly

www.cleardebt.co.uk
http://www.cleardebt.co.uk/debt_forum/

Nikki, Congratulations in advance! Your IVA payments could be calculated as below - 1. Household Expenditure - your wife and your wages will be put together, minus all outgoings and whatever is left will be paid into your IVA OR 2. Personal Expenditure - in your expenditure, you will state solely wh...

Bri, If your mother was to give you £10,000 to complete your IVA and this is considered a reasonable settlement offer then your creditors may accept this. Although there would have to be another creditors meeting to discuss. If this was not considered a reasonable offer (i.e – your creditors not rec...

Hunter, I would advise re-looking over your proposal. I work for ClearDebt Limited who also specialise in IVA’s and the majority of our proposals state that 50% of any additional income inc overtime and employee bonuses are to be contributed into the IVA, and if any windfall is received (i.e. Inheri...