Search found 542 matches

Search found 542 matches Page 1 of 37
by vimto1029
Thu Nov 06, 2014 9:38 am
Forum: Ask IVA Forum and Industry experts
Topic: DFD Closure NIGHTMARE
Replies: 2
Views: 2411

Right..first post in forever but need help/advice/assistance!! Bascially, we were fortunate enough to be able to do a full and final earlier this year and the payment was made at the end of February. Spoke continually to DFD throughout and after the process regarding our closure and the issue of the...
by vimto1029
Mon Apr 15, 2013 1:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Final Payment Gone :0)
Replies: 17
Views: 2548

Brilliant news Lyns! Enjoy that wine!! x
by vimto1029
Mon Apr 15, 2013 1:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: It's been a while..
Replies: 4
Views: 1266

Hi! I'm back..kind of! Sorry for the absence..not had the greatest of last few months really. Think my last update was stressing about having to move house again due to an idiot of a landlord. Well, the move went fine..pretty much all settled in the new place now (although i'm slightly worried the s...
by vimto1029
Mon Nov 26, 2012 11:53 am
Forum: friends corner
Topic: Guarantor
Replies: 1
Views: 1588

Hi Ruth. My mom has had to be guarantor for us and knows nothing lol. I explained to the letting agent that my parents didn't know about the IVA and she agreed not to tell them and said there was no reason it would come up during the referencing etc x
by vimto1029
Mon Nov 12, 2012 11:10 am
Forum: Ask IVA Forum and Industry experts
Topic: will i pass a credit check from estate agents when I need to move ?
Replies: 3
Views: 1643

Hi Charlie..I'm currently in the process of moving and obviously 'failed' the credit check but I was informed by the agent it says 'proceed with guarantor' x
by vimto1029
Wed Nov 07, 2012 8:07 am
Forum: Ask IVA Forum and Industry experts
Topic: Could all go wrong..
Replies: 77
Views: 10173

Hi all..sorry, been off for a few days after having 6, yes, 6 injections into my lower back [:(] We officially give notice this friday..have heard off our new landlord via e-mail who is happy for everything to go ahead and the agent is just putting together the tenancy agreement so it's all systems ...
by vimto1029
Mon Nov 05, 2012 8:12 am
Forum: friends corner
Topic: 2012/13 Footy predictions.
Replies: 408
Views: 54640

Gooooooooo Boro!!! [:D]
by vimto1029
Tue Oct 30, 2012 3:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: EIF
Replies: 20
Views: 3098

Thats exactly what I did Niobe..funny how their response says 'we have no interest in wasting time', yet despite me confirming we've never had PPI, they obviously willing to waste time checking for themselves!! And back on track...that's the clause they are referring to! Nightmare really. Honestly d...
by vimto1029
Tue Oct 30, 2012 9:48 am
Forum: friends corner
Topic: How lucky am I????
Replies: 6
Views: 1699

Wow Andy...hope you will be spending it wisely [;)]
by vimto1029
Tue Oct 30, 2012 9:47 am
Forum: friends corner
Topic: How much will contents insurance cost me?
Replies: 11
Views: 2740

Hi Ruth, hope you've found your answer..we pay about £13 in a 3 bed semi..and like Lynsey get upto £50k worth of cover etc
I'm sure there are the usual compare websites that will be able to give you a rough idea x
by vimto1029
Tue Oct 30, 2012 9:45 am
Forum: Ask IVA Forum and Industry experts
Topic: EIF
Replies: 20
Views: 3098

Sorry..another EIF question!! We received a pack a few months back about the infamous PPI claims etc. Having taken advice from you guys here on the forum, we returned the pack stating 'NO PPI TAKEN' written across every page as we know we've never had any PPI on anything. Recieved a letter last week...
by vimto1029
Mon Oct 29, 2012 3:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Could all go wrong..
Replies: 77
Views: 10173

I'm not surprised either really, just don't think its very nice of her! My worry now is that she gives us a bad reference or no reference at all for the new place because of it!
6 weeks and counting...lol
by vimto1029
Mon Oct 29, 2012 1:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Could all go wrong..
Replies: 77
Views: 10173

So..latest update is..
The landlady contacted me Thursday to say she would be around the weekend to replace the shower.
However, this was before she got told we would be leaving the property which she found out saturday morning. Guess what...no vist and still a broken shower!!
by vimto1029
Mon Oct 29, 2012 1:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Could all go wrong..
Replies: 77
Views: 10173

So..latest update is..
The landlady contacted me Thursday to say she would be around the weekend to replace the shower.
However, this was before she got told we would be leaving the property which she found out saturday morning. Guess what...no vist and still a broken shower!!
by vimto1029
Thu Oct 25, 2012 7:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Could all go wrong..
Replies: 77
Views: 10173

Thanks again all for the positive comments and thanks Oscar for the tips! I will, of course, share that cake when I do eventually win the lottery [;)] We've finally heard off the landlady who is apparently coming to replace the shower at the weekend! No apology or anything for her not being contacta...
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