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by les9566
Sat Jun 16, 2012 9:47 am
Forum: full and final settlements
Topic: Iva completed
Replies: 9
Views: 2455

congratulations BB, its a lovely feeling to get closure ..good luck for the future
by les9566
Sat Jun 16, 2012 9:45 am
Forum: full and final settlements
Topic: Advice please
Replies: 21
Views: 4820

thanks again to everyone that has read or responded to my messages. I wish you all the best for the future and hope that the pain we go through gives us all enough strength and knowledge to never make the same mistakes again ..good luck to you all and thanks again :)
by les9566
Sat May 26, 2012 9:19 am
Forum: full and final settlements
Topic: Advice please
Replies: 21
Views: 4820

hello all, thanks for your support throughout all of this. what a week it was...for a start I am a man city fan and and was at the game and as a few of you are aware it was a emotional rollercoaster and the rest is history...I was still smiling when I made the call to RSM Tenon on the Thursday.... m...
by les9566
Sat May 05, 2012 8:04 am
Forum: full and final settlements
Topic: Advice please
Replies: 21
Views: 4820

just a quick update...I have been informed that the creditors meeting is on 17th May and FF proposal has been submitted based on a 10k offer. If accepted it would offer a slightly higher return. one small stumbling block was that as the property has a equity release clause I had to request any restr...
by les9566
Sun Mar 04, 2012 8:54 am
Forum: full and final settlements
Topic: Advice please
Replies: 21
Views: 4820

Thanks for the support it's really welcome. Would like to believe that this can be put to bed, but I am realistic and accept that it could go either way. Irrespective of the descision a valuable lesson has been learnt and stupidity of my actions has been taken onboard..if I never see another credit ...
by les9566
Sat Mar 03, 2012 9:14 am
Forum: full and final settlements
Topic: Advice please
Replies: 21
Views: 4820

Kallis, thanks for the support. I really need ti right now.......its always better to come out of the dark into the sunshine..

[8D]
by les9566
Sat Mar 03, 2012 8:38 am
Forum: full and final settlements
Topic: Advice please
Replies: 21
Views: 4820

a quick update...spoke to IP on Thursday and they need some documents forwarding to them. I mentioned that the figures I proposed and the anticipated final return dividend were best guess as I was unsure as to how much the IP fees would be. I asked if they percieved it to be a realistic offer to whi...
by les9566
Sat Feb 25, 2012 12:44 pm
Forum: full and final settlements
Topic: Advice please
Replies: 21
Views: 4820

Initial debt 25k and iva forecasted return of 12.5k plus possible remortgage (which would not be possible). The request is based upon my exes need to sell the house based on personal issues and the fact that I would need to pay her more maintainence for her to afford a rental property near her work ...
by les9566
Sat Feb 25, 2012 10:17 am
Forum: full and final settlements
Topic: Advice please
Replies: 21
Views: 4820

hello all, after a bit of advice and feedback. just entering 2nd year on an iva with payments of £208 per month. total debt £26k with iva fund payback of approx £13k plus possible remortgage in yr4. I have split from my wife and we have agreed to sell the house with 50/50 split will give equity of a...
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