Can someone advise me where to go with DMP's please? I can't see reference to any on the forum board easily. I also don't know anything about DMP's - is there a FAQs section anywhere that people know of?

Thanks for the help so far.

I do work in an accountancy office, therefore I think I might have problems if I were to go bankrupt. On the £15,000 for the IVA though - is the differential in fees that significant between someone owing £14,300 and £15,001? How much would I be expected to repay over a 60 month period if I owed £15...

The idea of bankruptcy does absolutely petrify me. I have heard some horror stories about that as well. The DM plan sounds a better plan, although I am concerned by the fact that it is a "gentleman's agreement", and it does sound quite expensive as well. I saw it does say that people don't usually q...

I have debts with 3 credit cards totalling about £14,000 - which I struggle to keep up with the monthly repayments. In fact I have not been able to make the last month payments, and this month's payment is due in the next couple of days - which I also haven't made. I am getting to the stage where I ...