brilliant news [:)]

thanks for all your replies. it does feel gr8 especially as i could take my son shopping for a suit today for his prom and paid for it with the money i had saved from not having to pay my monthly payments!!!! happy days [:)]. wiggle 1, i paid my last payment on february 6th, so haven't had to wait t...

came home from shopping at tescos to a very lovely surprise!!!! my completion certificate had arrived in the post yipeee!!!!! and the sun is shining happy days!!!!![:)] thank you freeman jones [:)]

thats gr8 news!!!! its now time to enjoy a debt free life [:)]

so sorry to hear of ur loss andy!!!! my thoughts are with u and ur family!!!!! x

nice 1 goffy!!!![:)]

congratulations on paying ur last payment!!![:)]

cooperative car insurance lets me pay monthly hope this helps [:)]

nice 1!!!! that is brill news, enjoy ur debt free future [8D]

glad to see you back ox!!!! sounds like you are working out a way forward, hope everything goes well for you[:)]

please wait till you have spoken to mel today, hopefully things might be a ittle clearer for you!!! [:)]

congratulations on making ur last payment!!!!!![8D]

hope you take up Mel's offer ox1987. and hope she will be able to give you the answers you are looking for!!![8D]

dont do anything rash, if you have some time tomoz please speak to mel or tina again!!!! as for you feeling pushed into a dmp, dont be pushed!!!! im not saying that goin into an iva is easy coz it isnt, but it does help you back in control of your finances!!! nothing is worth losing your family over...

i understand that you will want all the answers, coz its not the iva thats scary its the not knowing what it entails and what will happen once in an iva. hope you feel like theres a way forward 4 you soon!!!!