Thanks so much both of you I really thought I was going mad thinking it shouldn't show. I'm going to go online tomorrow and raise a complaint. This website has been an absolute godsend xxx

Help, I took out an iva in 2007 completed in 2012 phew since then I have worked really hard to clean up my credit file. However, for the last 2 years I have been having major problems with NatWest, i had a joint account with a friend which neither of us remembered about so I asked them to close it. ...

Hi I've been fortunate enough to have completed my iva a few years ago now and am in possession of my completion certificate. I've been a member of experian ever since to make sure my credit rating was correct and have worked really hard to get my rating from poor to good. This morning in the post I...

I thought that would be the case, I've read on here that lots of high street lenders won't even entertain the idea of giving a mortgage to anyone who's ever had an IVA its quite disheartening.

Hi my IVA ended 3 years ago and has been off my records for over 2 years. I've since been able to apply for an overdraft and a credit card (to help improve my score) I've checked my credit scores and they are good experian is 968. Can someone advise me on getting a mortgage do I have to say I've had...

Thanks everyone I've emailed customer services at GT who have said that they will get in touch once they have an update from closures so fingers crossed It won't be long (still think 10 days is a terrible responce time)

I made my final payment to GT in March this year I've received loads of phone calls from them re PPI claims everytime I have told them I wasn't mis sold PPI and have requested a call from the closure department to find out where i'm up too. As its now 4 months on and i've still not heard anything I ...

Thank you so much for this I'm very proud of myself for getting to the end obviously I'd have preferred to have not been in this situation in the first place but the interest charges on my debts were just too high. My own fault though I have no intention of getting in that situation again I would ju...

My IVA is due to end in March this year I've had confirmation from Grant Thorntons that this will be the case my quetion is will this ever come off my record and will I ever be able to get credit again? Thanks