font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by KAYKAY I agree that an IVA may be the solution providing your seek advice from a reputable IP. I feel it is very commendable that you have an amicable arrangement with your ex partner, and love how you...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by lem sorry, just realised I said marriage in my post and you are not married!, but as you have a joint mortgage and joint debts how you deal with this will very much depend on how your expartner feels a...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by kallis3 Hi and welcome to the forum. So sorry to hear about your problems but you've come to the right place for advice and support. Sounds as though your DMP is going to last forever and that's not go...

Hi All, Newbie here but not unfotunately to debt. I am a 41 year old guy recently seperated from my long term partner(Not Marrried) with 3 kids (one of my own with her). I am currently living with my parents and my ex partner is living in our jointly owned (mortgaged) house with the 3 kids. She is r...

Hi Siz5 and Andy Thanks for replying and giving us advise We have a joint interest only mortgage already and we can only remortgage in 18 months time as we are locked in for this period Cheers As Andy says, you may need to switch to an interest only deal to free up more disposable income, followed b...

Hi Melanie, Thanks for responding to my question... Its good to know that there are people out there i can talk to about this. I don't think downsizing would be an option as we have three kids totaling five of us, we currently reside in a three bed semi. We live in Haslemere Surrey and currently pay...

Hi, I was wondering whether you can advise us on how to proceed further. My partner and I are currently in a Debt Management Program with Payplan. We have a combined debt of around £66k paying £180 a month. As you can see we will probably not see the end of the debt in our lifetime. I was wondering ...