I'm sure you will dunkynuts, I'll keep an eye out for you, good luck x

Great idea, couple of glasses of wine would be perfect way to end a perfect day! x

Yes i will kazza, it's the least I can do

Thank you Michael. You guys really do a tremendous job. You should be very proud of yourselves for turning people's lives around. I'll be debt free in 5 years and 11 months very different to the 17 years I initially had!! Thank you to everyone on this site too, I picked the phone because of this sit...

IVA approved!!! A few modifications but still very very happy!! A huge thank you to Ross and Charlie at Mccambridge Duffy and to all on this site for your kind words and support. A huge weight has been lifted off my shoulders and can't believe that MD have done all this within 4 weeks from my initia...

Thanks kaykay, it's at 10:45 do you know how long these meetings last?

Not long now! My nerves are all over the place [:(]

Good luck dunkynuts, don't think I'll be getting much sleep tonight!

Meeting is at 10:45, thank you!

Thank you Michael, must say you guys have been absolutely fantastic to date and if my IVA is accepted it really will be a new beginning for me.

Thank you everyone, not long now!
Will let you know how I get on.

Thanks Iem.

Yes my ip has suggested that they will probably ask for an increase to 6 or even 7 years, which I would still be happy with as it would still write off approximately half of my debt.

Will let you know how I get on.

Thank you.

Their reasoning was purely selfish that they wanted as much from me as possible or at least that is what freeman jones told me.

My new IP company are mccambridge duffy.

I have been browsing this site for the last few weeks and soon realised that there were a lot of people in the same boat as me; this site has provided me with the confidence to try for another IVA (first iva was rejected in 2008). My main creditor is NRAM and they have already rejected an IVA in 200...