Hi Timbo14

Sorry for the delay in responding to you, I can see you've already received some good advice.

If we can help by talking you through your options please don't hesitate to let us know.

I hope this helps.

Dear Steve.er As you know, when you commit to an IVA you agree to pay what you can afford into it for the term of the agreement. In return your creditors agree to write off any of your debt that what you can’t afford to repay. One of your obligations is to ensure you send in your wage slips on a reg...

Dear rainonthewindows

I am very sorry to read your post.

I have received your email and am in the process of looking into this for you.

We will be in touch with you today.

Thank you

Dear Ravgodbold I am very sorry for the stress this is causing you and your wife. I too am a little confused why you would be asked to pay more if your term has been reduced because you have paid everything due. You are welcome to get in touch with me by email at; Sarah.Jolly@FreemanJones.co.uk with...

Hi Lilyloo72 I do understand it's important for you to be able to put the IVA behind you. As Foggy has already mentioned usually extending the IVA by 6 months is purely so we can complete any final administration, this may include completing your final review and any PPI investigations. You wouldn't...

Dear VP85

Thank you for your email.

As luluj has mentioned the IVA will impact your credit file for 6 years from the date it was accepted. Even when an IVA fails it will remain on your credit file until you reach the 6 year mark.

We will be in touch to see if we can help any further.

Thank you

Dear VP85

We'd like to look into this for you and see if we can help.

Please drop me an email to Sarah.Jolly@FreemanJones.co.uk with your reference and we'll get in touch.

I hope this helps

Sarah

Dear DCX1983

Great news that you've almost completed your IVA.

We would usually expect you to have your Completion Certificate within 4 months of completing your IVA.

Once you've made your final payment and we've completed your final review we'll be able to confirm this for you.

I hope this helps.

Dear running99, Your annual review is an opportunity for us to make sure your IVA payment is still affordable and to discuss how your IVA is progressing. If you have a copy of your income and expenditure it's worth making a note against anything that's changed so we can update this during your revie...

Hi Lesley.01

Thank you for emailing in and for your time yesterday.

If we can help any further please don't hesitate to get in touch.

Sarah

Dear Michelleadams07 I am sorry to hear of your change in circumstances. There are a number of options we can look at for you which will depend on your new affordability. You are welcome to drop me an email to Sarah.Jolly@FreemanJones.co.uk with your reference and we'll get in touch. I hope this hel...

Dear lefty121 I am sorry to read your post - I believe you and your partner discussed this with my colleague yesterday. When completing your annual review we will calculate all incomings and outgoings on a monthly basis. For those clients who aren’t paid monthly we will average earnings for that rev...

Hi Andrewsmith80 Thank you for your email, I have just replied to your message. As Foggy has already explained it isn't uncommon for additional monies to accrue and we clearly don't expect that you can clear this in one go. After each annual review we do try to confirm by telephone initially if any ...

Hi Gemma.cw

I believe Peter has now called you and we hope to have your Completion Certificate ready next week, I have just sent a reply to your email.

I hope this helps, let me know if you need anything else.

Thank you


Sarah

Hi Gemma.cw

We do appreciate that you are keen move on from your and IVA and receiving your Completion Certificate is key to that.

Although we estimate it could take up to 12 weeks we will do our best to get this to you as soon as we can.

I hope this helps.

Sarah