Ive looked at my credit files with the 3 credit reference agencies & some default dates are incorrect & accounts that should be satisfied aren't. There is also something on it for an account that wasn't even mine, its one of my husbands accounts that was included within our IVA. So i have the templa...

Thank you, found it

We have come off the insolvency register & i have looked at the 3 credit reference agencies & a couple of default dates are after the date that my IVA started. I have contacted credit ref agencies & they have told me that i need to contact the data controller at the companies where the default dates...

Today i have received my final report & completion certificate. I could of kissed the postman this morning….i'm so happy. I was however expecting a fancy certificate…..like you get with your exams but it's just an A4 bit of paper although a VERY VERY important piece of paper. I can finally get on wi...

I can't explain how happy I am at the moment our F&F has been accepted today.

I'm with Carrington George, they have been really good apart from this issue

I sent my F&F letter to my IP on 4th August, I rang last week as I hadn't heard anything & found out that it hadn't been looked at & my IP was on annual leave last week, I'm now on the 3rd week since I sent the letter in I've rang them again today & I the lady I spoke to said she thought that the IP...

i sent my offer & letter etc into my IP on Monday regarding my F&F offer.
How long does it normally take before i hear anything back from them regarding the meeting with the creditors ?.

We are now in a position to offer a F&F offer our IP has said we have to write a letter is there a template that I can use & adapt ?

Only about £4000 maybe push it to £4500

We have just had our 2nd review but my husband & i are separating my IP is aware of the situation. We are in a joint IVA & we are still living together until we sort out the IVA so we haven't completed seperate income & expendtuire forms We currently pay £255 pm & have 33 months left on our IVA, i m...

Hi i already have a joint bank account with Barclays but my husband & i are seperating so i need to open an account just in my name.
We are in a joint IVA do you think the bank will accept my application ?.

Its a joint IVA & we don't want it to fail so i'll try to get £4-5K together & hope for the best.

We have just had our 2nd review but my husband & i are separating my IP is aware of the situation. We currently pay £255 pm & have 35 months left on our IVA, i might be able to borrow the money off a family member to offer a F&F BUT i know you times the amount paid each month by the outstanding mont...

Hi All My son has Autism & i have just had a Social Worker & an Occupational Therapist for a visit as i have enquired about getting some direct payments for him to access clubs etc the days he's not at college. The social worker is going to recommend that he be awarded direct payments but i just won...