Hi, Thank you all for your advice, I appreciate it and feel less alone during what id turning out to be a horribe experiene. I am so confused we were so happy to get our proposal finally. And now it seems Synergi have had us. Between myself and my partner we owe a total of £83k this includes all th...

Hi, I am presently going trying to get an IVA with my creditors. My meeting is scheduled for the 4th of June, I have been paying into my IVA since May. I have just sent in my proposal and on closer inspection it revealed that the payments we have made willnot count towards our IVA and we willstart p...