Search found 89 matches

Search found 89 matches Page 1 of 6
by emptyspaces
Sun Jul 21, 2013 12:17 am
Forum: Ask IVA Forum and Industry experts
Topic: currant acount
Replies: 3
Views: 1825

Which high street banks will let me open a currant account my iva is finished I do not want a overdraft but the other benefits of currant account would be usefully eg. Travel ins, phone ins
by emptyspaces
Thu Jun 20, 2013 5:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cleaning Up Credit Files Advice
Replies: 8
Views: 2075

It is a true nightmare to cancel experian I had many trucks with them. I recorded all phone calls which proved I had asked for it to be canceled. When told them this they asked to listen to them. I said ok no problem but there will be a charge of£20 per call you listen to plus £5 per min listening f...
by emptyspaces
Sun May 26, 2013 2:04 am
Forum: Ask IVA Forum and Industry experts
Topic: I would like to rent a TV as I don't have enough money saved to buy one.
Replies: 23
Views: 4065

Do you really need a tv if you have broadband? I say this cos you can watch all BBC out put on th iPlayer, and BBC news24 broadcast live on line ivy, ch4,ch5 all have catch up players on line.
But l Am not a huge tv watcher mainly watch news and the odd drama or documentary. Just a idea
by emptyspaces
Fri Mar 22, 2013 9:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F - 2 IVAs
Replies: 18
Views: 1926

Good luck with the meetings I am in process of doing a ff . Bet the meetings hardly last any time at all just a quick yes no vote but then I guess that's all is needed
by emptyspaces
Fri Mar 22, 2013 10:08 am
Forum: Ask IVA Forum and Industry experts
Topic: sent of first review and ff
Replies: 8
Views: 1640

I fully intend to keep up payments. But worried a huge mistake has been made my iva is for 16p in the pound and I have offered the full outstanding amount of payments left but what about iP charges
by emptyspaces
Thu Mar 21, 2013 9:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: sent of first review and ff
Replies: 8
Views: 1640

Yes that ed make sense to keep paying not that I would not stop unless up told me to. Funny thing is when I phoned iPhone to tell them the offer could be on the table they sounded fine about it. Then when I called back to offer was in post with annual review they sounded well annoyed or that is prob...
by emptyspaces
Thu Mar 21, 2013 2:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: sent of first review and ff
Replies: 8
Views: 1640

If my up do put forward my ff do I still pay via between now and the creditors meetimg
by emptyspaces
Thu Mar 21, 2013 2:58 am
Forum: Ask IVA Forum and Industry experts
Topic: sent of first review and ff
Replies: 8
Views: 1640

The money is being offered by a 3rd party but will only be available if ff is accepted the 3rd party has offered the full outstanding amount of the iva.
by emptyspaces
Wed Mar 20, 2013 11:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: sent of first review and ff
Replies: 8
Views: 1640

Well I have sent off my first review and budget my income has gone up by a small amount but expenditure has gone up due to having health treatment that the nhs do not offer but say I need also my petrol has gone up due to having to travel further to work. So all I can afford is a decrease in payment...
by emptyspaces
Mon Mar 18, 2013 1:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: full and final settlement expert
Replies: 2
Views: 1136

Thanks very much that looks like it Will do the job.
by emptyspaces
Mon Mar 18, 2013 9:19 am
Forum: Ask IVA Forum and Industry experts
Topic: full and final settlement expert
Replies: 2
Views: 1136

What is the exact wording that needs to be put in a f2f letter to make it clear that funds will only be gifted to me upon acceptance of f2f and funds will not be available to me or creditors under any other circumstances.
by emptyspaces
Sun Mar 17, 2013 8:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: annual review cnt find statements
Replies: 6
Views: 1481

Given in phoned bank set up internet banking printed what I needed phoned bank straight back and said I changed My mond. And no longer want internet banking and they closed it down so got what I needed
by emptyspaces
Sun Mar 17, 2013 7:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: annual review cnt find statements
Replies: 6
Views: 1481

Never registers for on line banking for the reason being everyone I know has has problems with it I guess I am what u could call a analog man in a digital world
by emptyspaces
Sun Mar 17, 2013 7:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: annual review cnt find statements
Replies: 6
Views: 1481

Yeah I thought that would be the case will phone ip on Monday and say what problem is and order missing statements from bank. So annoying I lost them I have severely other bit of paper work they want and a letter from the person who is offering f+f for me. Fell so b***** cross with my self for being...
by emptyspaces
Sun Mar 17, 2013 5:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: annual review cnt find statements
Replies: 6
Views: 1481

Is annual review time my up are asking for last 3 Bank statements buti can only find 2 of them is this going to be a problem. Also along with review paper work I am going to offer f+f. Founded outstanding amount
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