Just a quick update on this.

Barclaycard have now sent another cheque for £16.81 lol.

This is after firstly telling me I had no PPI & secondly sending cheque for £3564. No wonder banks are struggling if no one can work out what the actual refunds are lol.

Sending cheque to McD.

A treat every so often, if you can manage it, will make the journey so much easier for you & your family.

I got letters for a few months after IVA started, i think it just takes time for information to filter through to the right dept. I phoned a few of them & gave them IVA comp details.

I would defo contact them again, 4 months is a long time when you just want it to be finished.

Hi Hooneybee, I was also with McD & can only say good things about them. They were always ready to help & everything was done really quickly (inc CC). With ref to EIF, I didn't have any hassle with them & they were able to get back roughly 6K of PPI I didn't know I had. Good luck on your IVA journey...

Well since McD were so quick at sending it out, it certainly helped

Yeah Kallis it is.

Fully expected it to be 3 months, but just checked every few days on the off chance.

Will drop off credit files next year & all signs of IVA will have gone (apart from the ingrained budgeting lol).

Quick update.

I am off the IVA register, WOOP WOOP!!!!!!

I know it can take up to 3 months, so considering I only received my CC on 13 August, that is less than 2 weeks.

I got my doggie half way through my IVA.

I didn't ask IP for an allowance for him, just some careful budgeting.

Big congrats from me too!!!!!!!!

Thanks everyone, you have all been a massive help on this IVA journey.

Good luck Ant3101!!!!

I remember the feeling of being accepted, it felt like a weight had been lifted.

Your advice has always been spot on & it will be missed.

Hope you enjoy your holiday!!!

I changed my phone/provider twice with Carphone Warehouse while in IVA.

Give them a try. You can do it online if you don't want to go in store while they do credit check.

Thanks guys

I received my CC on Saturday, F&F accepted on 9th June, pretty speedy :). I just want to say a massive thanks to everyone from McD, throughout the whole process they have always been extremely helpful, as I've said before there were a few teething problems at the start but that was just me getting u...