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by slm40
Sat Apr 05, 2014 8:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion
Replies: 4
Views: 3984

Thanks, hopefully he replies soon. I am getting married and moving so I need the space. Will they require bank statements or anything that's all I am looking to know.
Thanks
by slm40
Sat Apr 05, 2014 10:35 am
Forum: Ask IVA Forum and Industry experts
Topic: Completion
Replies: 4
Views: 3984

Hi all, I am with McC Duffy and am in the process of sorting through a lot of old documents today at home. I have gone through two annual reviews both of which I was asked for full years payslips and P60 which I was able to provide and was satisfactory. Can you please advise what's asked for at comp...
by slm40
Tue Sep 24, 2013 5:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Possible Pay cut
Replies: 14
Views: 2512

Hi

I have now moved jobs. I have forwarded my new revised I & E form to my IP today.
After I done it it looks to be a reduction of 100 each month. Anyone know if this is likely to happen and if so when will I know as I am really anxious!
by slm40
Mon Jul 29, 2013 4:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion
Replies: 3
Views: 1251

Hi I have had a couple of annual reviews at which I have had to supply payslips and P60s. I am moving and I need to clear out a lot of paperwork therefore can someone tell me what will be required at the end for me to obtain my completion certificate? As anything I don't need I want to shred!! Thank...
by slm40
Tue Jul 23, 2013 3:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Quick Question
Replies: 2
Views: 937

Asking for a friend who doesn't use the internet forum here! He had just recently completed IVA and is waiting on CC coming through - he needs to borrow money to pay for his daughters wedding within the next few months. He has around £3000 saved in the credit union and they will potentially offer hi...
by slm40
Mon Jun 10, 2013 3:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Possible Pay cut
Replies: 14
Views: 2512

Yes I intend moving to the rental property which means the payment wuld probably have to drop from the 287 I'm currently paying but by my reckoning I stll think I could afford around £200 per month if not slightly more.
by slm40
Mon Jun 10, 2013 3:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Possible Pay cut
Replies: 14
Views: 2512

Thanks Michael. Also just out of interest in your experience can I also check - I have a property which I have currently rented at present however due to the fact I am getting older and need to move out of home I'll probably need to have my creditors review my IVA in light of this.

Thanks
by slm40
Mon Jun 10, 2013 1:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Job Opportunity
Replies: 3
Views: 1138

As I mentioned in another thread I have applied for another job which I have got subject to some checks. One of the questions on the vetting forum was are you bankrupt or do you have a CCJ - to which I both answered no. I am now worried that I could be turned down because of my IVA? But surely I ans...
by slm40
Mon Jun 10, 2013 1:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: Possible Pay cut
Replies: 14
Views: 2512

Hi I currently have an IVA and am working in the mortgage & financial services industry. Basically my current position is flakey in that I could be made redundant at short notice - I have applied for a civil service position which I have got subject to a few security checks etc but I am going to be ...
by slm40
Wed Mar 20, 2013 5:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Possible Changes....
Replies: 2
Views: 1067

I wonder if anyone can help me at all.... I've had an IVA for just over the past year since December 2011 and I've paid £287 each month on time however being 27 years old I feel that having met a new partner that its time to think about moving out from my parents house and in with him. My new partne...
by slm40
Mon Oct 08, 2012 5:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: first annual review
Replies: 5
Views: 1415

do any of the professionals on here know?
by slm40
Mon Oct 08, 2012 1:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: first annual review
Replies: 5
Views: 1415

but if its a will payment will the IP check the probate register to see also if any will.monies have been received at any point? is this done at each annual review or when?
by slm40
Mon Oct 08, 2012 9:50 am
Forum: Ask IVA Forum and Industry experts
Topic: first annual review
Replies: 5
Views: 1415

hi i wonder if someone can help me. my friend is coming to the end of her first years payments & has just received her letter regarding her annual review. she has to complete her income & expenditure form how ever on the bottom of this it asks her to confirm shes not received any windfalls - what is...
by slm40
Mon Sep 03, 2012 11:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: ANNUAL REVIEW
Replies: 7
Views: 1349

Hi all I am coming up to my 1st annual review in October - I know it's still a month away however I want to be prepared and have everything ready to send for my review so that its completed asap. Can you advise what I need to have to send as well what the I & E form will ask? I am with McCambridge D...
by slm40
Fri Apr 27, 2012 11:06 am
Forum: Ask IVA Forum and Industry experts
Topic: Wind Fall F.A.O. MELANIE GILES / MICHAEL PEOPLES
Replies: 18
Views: 2882

I assume its pretty straightforward Michael? I was so anxious , but I've advised my IP in writing and am awaiting a response. I've warned no one to touch the remaining monies in the account until I've heard back from the IP what ever the time scale. I'm willing to save some monies extra each month a...
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