Well it's been a frustrating/revealing couple of days. Firstly, it turns out that my girlfriend didn't have an IVA but it was a debt management scheme and voluntary on her part. Unfortunately, dispite her having a experion credit score of 958/good (mine is 978/excellent) we are having problems findi...

I have to admit to not knowing about the Insolvency Register so will have to look into that.

We finished the IVA about 1 year early so i don't know how that affects things?

Thank you for the quick response.

Am i right in saying that her IVA will stay on her credit file for 1 year?

Hi, Myself and my partner have a 15% deposit on a house and an offer accepted on a property. I am the major bread winner (so to speak) 66%/33% rough split. My girlfriend had an IVA finish 10 months ago but i have a good credit rating. Do you think we will have any problems getting a mortgage? I have...