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by sue h
Mon Dec 17, 2007 4:05 pm
Forum: past frugal friends meetings
Topic: Manchester,25th February
Replies: 112
Views: 45261

can't make that as i will be in london seeing boy george who i adore
by sue h
Sun Dec 09, 2007 6:39 pm
Forum: new postings for December
Topic: new job
Replies: 3
Views: 1677

sorry that is what i meant to say.thanks.getting it confused with bike test i expect
by sue h
Sun Dec 09, 2007 5:10 pm
Forum: new postings for December
Topic: new job
Replies: 3
Views: 1677

i want to change jobs and am in an iva since may.that says they have to do a cba check.will this show up that i am in an iva and a bad credit history?
by sue h
Wed Jul 04, 2007 5:02 pm
Forum: IVA postbag for july
Topic: Cancelling IVA process
Replies: 16
Views: 2332

hubby and i had a bit of gambling on our iva but it went through in the end.with a two week delay.paid two months already
by sue h
Sun Jul 01, 2007 5:13 pm
Forum: IVA postbag for july
Topic: overtime in an iva
Replies: 4
Views: 1547

thanks for your help
by sue h
Sat Jun 30, 2007 6:22 pm
Forum: IVA postbag for july
Topic: overtime in an iva
Replies: 4
Views: 1547

me and hubby have just paid two months into an iva.he keeps getting overtime but cannot say he will get it all the while.we have a review after a year and if he has a lot of overtime will they put the monthly figure up?even if it is not every month but a few months.we are trying to pay back as much ...
by sue h
Wed May 30, 2007 4:22 pm
Forum: new bank accounts for IVA
Topic: my bank
Replies: 8
Views: 1968

i have made up my mind never to have credit ever again.at least we have learned our lesson
by sue h
Wed May 30, 2007 4:05 pm
Forum: IVA postbag for june
Topic: Less than a week to go and i am really really....
Replies: 46
Views: 5433

i know how hard it was to concentrate at work.i couldn't tell antone my troubles and felt like crying all the time.it worked out in the end so fingers crossed i hope yours does as well
by sue h
Wed May 30, 2007 2:18 am
Forum: new bank accounts for IVA
Topic: my bank
Replies: 8
Views: 1968

i have no overdraft with this account only a debit card.i told them i didn't want an overdraft
by sue h
Tue May 29, 2007 7:58 pm
Forum: new bank accounts for IVA
Topic: my bank
Replies: 8
Views: 1968

i am with nationwide and have got a flex account which has a debit card.will i be allowed to keep this as i have just got an iva
by sue h
Tue May 29, 2007 7:05 pm
Forum: IVA postbag for june
Topic: Less than a week to go and i am really really....
Replies: 46
Views: 5433

dont despair i was rejected two weeks ago and today i was accepted
by sue h
Tue May 29, 2007 5:14 pm
Forum: IVA approved!
Topic: iva has been accepted, a big thanks to everyone
Replies: 16
Views: 2743

just to let you know my iva has been accepted.i really didn't think it would.modifications as well they want another fifty pounds per month but it should be ok just a little tight but so glad i have not got to go bankrupt.a big thanks to everyone on this forum
by sue h
Sun May 27, 2007 7:50 pm
Forum: IVA postbag for may
Topic: DMP
Replies: 12
Views: 7255

i heard that a new iva is coming out next april so if my iva is rejected can i do a dmp till then and then re apply for an iva.is it right that the new ones you only need 50% agreed instead of 75%?
by sue h
Sun May 27, 2007 4:39 pm
Forum: IVA postbag for may
Topic: keep putting me off
Replies: 4
Views: 1519

i am trying to get iva but creditors wanted it posponed for seven days then another three days and then four days.they said creditors are still considering proposal.they have sent me two letters.is this to get more money out of us by charging for letters?i am with dfd.is it still possible to get a y...
by sue h
Tue May 22, 2007 5:32 pm
Forum: IVA approved!
Topic: my iva has accepted.i really didn't think it would
Replies: 38
Views: 4480

phoned dfd today as it has been the week they delayed it for.they said they are still waiting for barclays to vote.have to phone back friday.has anyone had problems with barclays voting no or not?i am getting worried how they keep postponing it.
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