Search found 13 matches

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by James_R
Sun Mar 29, 2015 4:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: One person said PPI was mine, then another told me it would have to go to creditors.
Replies: 7
Views: 4526

Apologies for jumping in on this topic, have you got anywhere with this Sharond2193? I have found myself in a similar position (CC received July 2014, and just received a letter March 2015 from a creditor advising they will now pay out on a previously rejected claim) I would be interested to hear ot...
by James_R
Tue May 20, 2014 8:13 am
Forum: Ask IVA Forum and Industry experts
Topic: Anyone with Clear Debt who can help me overcome delay in receiving completion certificate ?
Replies: 37
Views: 9787

Hi David,

Many thanks for your response to this thread, I have emailed you directly (hopefully), please advise if you have not received this.

Thanks,

James
by James_R
Mon May 19, 2014 9:49 am
Forum: Ask IVA Forum and Industry experts
Topic: Anyone with Clear Debt who can help me overcome delay in receiving completion certificate ?
Replies: 37
Views: 9787

Hi Mark, I think you've got the right idea. I too seem to be in a never ending loop of "further accounts identified which must be pursued", some 16 months after my home visit, the latest two I'm still waiting for paperwork to be posted to me after chasing twice. Whilst in principal I would object to...
by James_R
Wed May 07, 2014 5:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: Anyone with Clear Debt who can help me overcome delay in receiving completion certificate ?
Replies: 37
Views: 9787

Hi, Wish I could offer something more than adding my name to the list of disappointed clients. I too have been waiting (since January 2013) for any sort of update. My only advice would be to chase them by phone, as they've not responded or even acknowledged my two letters and three emails, incredibl...
by James_R
Tue Nov 19, 2013 8:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Yet more PPI woes!
Replies: 8
Views: 1907

Wow this all sounds so familiar... I was also visited by DRSP in January 2013, advised of the above mentioned timescales, but only started receiving responses from my creditors in June. Also had the phone call last month advising two further closed accounts had been identified and more paperwork wou...
by James_R
Wed Jul 24, 2013 9:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: FAO Clear Debt - Can you help?
Replies: 11
Views: 1779

Hi all,

Thanks for your responses.

Size5 I've responded to your email, thank you for your help.

Fingers crossed I'm only a matter of weeks away from my completion certificate!

Thanks,

James
by James_R
Mon Jul 22, 2013 8:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: FAO Clear Debt - Can you help?
Replies: 11
Views: 1779

Hi all,

Many thanks for your responses and support!

Size5, thank you for offering your help, I've sent an email to your Clear Debt address, let me know if you need more details.

Thanks again,

James
by James_R
Sun Jul 21, 2013 4:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: FAO Clear Debt - Can you help?
Replies: 11
Views: 1779

Hi all, Just looking for some help from a Clear Debt employee if possible. I made my final payment 12 months ago, and was then sent letters regarding PPI. Had a visit from the PPI Reclaim company around Jan/Feb time (can't remember exactly when), where I signed all the forms etc. I've gradually had ...
by James_R
Tue May 01, 2012 6:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payments finish before IVA end
Replies: 12
Views: 1782

Hi Merlin,

I'm hoping this will be the case, although I'm so used to being careful with money now, and this sounds stupid, but it will be hard to justify just splashing out on something!
by James_R
Tue May 01, 2012 5:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payments finish before IVA end
Replies: 12
Views: 1782

Hi all, I've just heard back from Cleardebt (via email) and they have confirmed that I was correct, and I only have two more payments to make, and that they will be sending out some paperwork for a final review. I'd completely forgotten about making these payments before the IVA started, and fortuna...
by James_R
Wed Apr 25, 2012 7:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payments finish before IVA end
Replies: 12
Views: 1782

I should ring them really, just thought I'd make the effort to post on the forum to see if it sounded normal!

I was put on to Synergi by The Debt Councellors, which I've since learned was part of the same group.

Thanks,


James
by James_R
Wed Apr 25, 2012 7:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payments finish before IVA end
Replies: 12
Views: 1782

Hi Kallis, thanks for the welcome! Yes, going back through my records, I had started the payments earlier than the IVA date due to "demonstrate to your creditors that you are committed to the IVA and that you are willing and capable of making voluntary contributions..." (I asked my IP why I needed t...
by James_R
Wed Apr 25, 2012 5:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payments finish before IVA end
Replies: 12
Views: 1782

Hi all, First time poster, long time lurker! I was reviewing my paperwork the other day, and according to my records I will pay my 60th and last payment in June this year, however my IVA officially started in September (date of the court hearing etc). Is it normal for the payments to finish this far...
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