Hi my IP was debt support centre based in machester and I've gotta say they have been amazing throughout the whole process. I started my iva in July 2011 and completed in July 2012 thanks to money my folks kindly gave to get me out if this mess Not that I ever want to get credit ever again and will ...

I made my full and final payment on 28th June. I had my completion certificate yesterday singed off on the 17th July. A coup,e of questions I now have if anyone can help What happens now When is my name removed off the insolvency register How can I clean up my credit score Can I claim any ppi and ke...

Thanks all xx

Hi in response to my previous posts my full and final was accepted on Thursday. And the funds were transferred to my IP on the same day. Such a relief that I'm now finally debt free and looking forward to a life that is just that.... Debt free. My question now is can anyone tell me what hdppens now....

My full and final creditors meeting is now set for the 28th June. From my offer they will now get 52.9 to the £ rather than 22.9p to the £ as per my original plan. Does anyone know what's the likelihood of this being accepted

I too have made a full and final. My meeting is on 28th June. Thanks to my mum. Don't know what I'd have done without her. Good luck Hun.

I made a full and final offer to my IP two weeks ago. And still have not heard anything from them. Does anyone know how long this takes

Hi Melanie. Thanks for that. Is this something my IP should suggest and then put the offer to the creditors? My mum wants me out of this mess ASAP so offered the 20k sum obviously if I don't have to offer that much would be great. I don't really want to take mums money but can see no other option at...

I made the offer to my IP on Friday and am now waiting patiently or rather impatiently for a response and guidance on what happens next I have only made 8 payments so far with the ninth due next week. If this is acceptable and a proposal is sen to my creditors. Does anyone know what happens next Tha...

Hi all and thanks for replying. I'm paying £210 per month so over the terms of my iva would be paying about 13k back and 19k would be written off. So I thought the offer of 20k but would be better for my creditors and for me to get out if this horrid mess. Will keep you posted on what my IP says x

I have been in IVA since July last year. I am a single parent and was coping really well Just recently had a bomb shell from my parents who provide regular child care whilst I work. Dad is suffering really I'll health at the moment and may lose his sight as a result they are not able to provide chil...