Thanks for everyone's support and notes. Really appreciated x

Ha ha!

Wow! Thanks TheMatrix.... you do have a wealth of knowledge like it says above! Just one thing - what does CRA stand for? I registered with Experian and Equifax previously so just need to log in and check them out.
really appreciate your help
Caron

Thanks everyone for your comments! Just need to clear my recors with my creditors now!
Andy - YES! my last payment was in Oct 2011

Hooray! My IVA has now been finalised and I have my completion certificate - am over the moon! I think i now have to contact the Data Controllers for each of my creditors and send them a copy of my certificate to ensure they update their records so in turn my credit file/rating is updated? Is this c...

Hi Claire,
Congratulations on the IVA approval and good luck with it. Taking out an IVA is the best thing I ever did regarding my finances
x

Hi Everyone! I'm not alone!! Having issues with GT as well! My last payment was in Oct 2011 - I was advised then it would take 4-6 months to close my file. I'm still waiting. The most frustrating thing is the lack of contact from them ....try to ring them and get the bog standard 'everyone's busy, w...

Hello,
I paid my last IVA payment in Sep 11 so am currently in the closure process. Myself and my partner are now wanting to obtain a mortgage but are having difficulties because of my IVA!! Please can you pass me Ryan's details as the blog says eh may be able to help?
Thanks
Caron