I didnt receive anything, I received an annual review letter for the first time a week or so back. Started the IVA back end of 2010 though. What should I do to pursue this? She wont get involved with the IVA, she was aware I had one when we moved in and she picks up all the bills etc, I pay my share...

In fact, thinking about this, everything is paid by my other half, and she will not submit anything to DFD, then I would be really stuck! Cant prove anything then can i

Nope, no first review, not sure why.

I am with Debt Free Direct.

What do they do with the reviews, just amend the monthly payments or is it something more?

Cheers

I have had my IVA for 2 years now and only just received a letter about my first review, my circumstances have changed income wise but I now live with my partner so my costs have increased. I am worried sick they put my payments up as at present it is at a manageable amount which I am comfortable wi...

That's what I thought, just a right kick in the proverbial when you hear of people doing it and getting away with it when you are still paying it off!!!
Not worth the risk of stopping is it, least once its done, its done!!!

Hey,

I have spoke to a few different people about debts etc, I mentioned the IVA and about 4 different people have all told me they had an IVA, they just stopped paying it and never heard anything else, just ignored the letters etc..... 3 of them now have credits cards again.
HOW!?!?!?!?!?

Thanks

Hey Liz, Yeah before the IVA it was awful, just felt I was stuck with no where to go other than bankruptcy, but it has helped massively.

I have sorted out an e-savings account with Natwest now. Sorting out a visit to arrange a basic account too, I am currently with Secure Trust as advised when I set up my IVA, anyone have any kind of experience with Secure Trust? I really dont like their set up! 50p to withdraw my money, £12.50 for t...

Thanks for your response all, I think I will sleep a little easier tonight now.
Might even treat myself to bottle of wine!

This site is great!!

.....well when you put it like that!!!!!

I may well do that, alternatively I will just get my better half to set one up and transfer it to hers, saves the hassle of discussing the dreaded IVA.

Thank you

I am worried sick, I cant wait to end this IVA!!! I am not too bothered about the interest, I just like to know I have the money there ready to pay the big bills when they come in! Just I have all my finances sorted now and know exactly how much I have to spend on food etc with my current payment pl...

Hey, I have a review coming up, I have managed to save up just over £1.5K for car insurance, tax, TV license etc etc, the time of my review will show this amount in my bank account, not as savings, I just dont let myself go under the £1.5K mark untill all the above are due. Will they look at taking ...